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I researched different insurance companies and found upon numerous reviews that Embrace was the best. I opened up a policy with them for my 4-legged baby, .Muzby. A few months later I found out he tore the ACL in his right knee. This was my first experience with Embrace. It went very smoothly. It is now 10 weeks later...and Muzby just tore his ACL in his left knee. He just underwent surgery yesterday...and I already have my information from Embrace stating that he is covered and all I will have to pay after it is all said and done is the 10% of the total bill since we already met our yearly deductible from the first surgery. Thank you Embrace....Muzby has had a rough start to his life as he is still only 2 years old....without your coverage...I don't know what I would do....as I love him. Thank You! PS....I told everyone at work about your company...I hope I bring you many more customers!!!

When my little Norwegian Forest cat, Peter, became ill during Hurricane Irene, my husband and I were frantic, but luckily we found a veterinarian Clinic in the next town that would see him. He had a bladder stone and without immediate help, he would have died. After surgery and two weeks in the hospital, he came home safe and sound and much to our delight, ASPCA Pet Insurance reviewed our claim and sent us a check that helped us so much because we are retired. They let us know when they received the claim and when they had approved it. They sure came through when they were needed.

Our newly acquired labrador retriever jammed his leg and subsequently was diagnosed with severe arthritis in both front shoulders, elbows and carpals. The claim was handled very efficiently, more efficiently than my previous pet health policy.

I wanted pet insurance for my adopted terrier mix puppy, I talked to a couple of companies but I liked the coverage from ASPCA. Since I have had the ball of energy he has gotten into all kinds of things. Thank goodness for the insurance.

After having several pets with extensive health problems, I decided that the next time around I would try pet health insurance. Well, after much research we settled on Embrace. Almost right away my rescued kitten started having problems. Embrace was everything I was looking for in a great insurance company. They responded quickly, have great customer service and covered everything I thought my policy would cover. I'm very please with Embrace.

I have had banfield and VPI in the past, but switched to healthy paws based upon the reviews I read on this site and I am glad I did. I have submitted two claims so far and have experienced excellent customer service (I dealt with Meredith and she was awesome to work with; she explained all of the details clearly and demonstrated sincerity). For two dogs, my monthly rate is $75/$100 annual deductible each pet. This particular insurance policy assumes a responsible owner will pay for all preventative care and office exam fees (roughly about $30-40), which I am in complete agreement; pets cost money, if you want one, there will be an assumption of financial responsibility. I recently fulfilled my $100 deductible after just two visits and from this point forward, will have 90% coverage until next year. This is a great plan for responsible pet owners who want peace of mind in the event your pet suffers from an injury or illness. My dogs get all of their annual vaccs and heartworm check, but hardly ever get sick, but this plan sure came in handy when my chihuahua developed ringworm and a tumor.

This company is wonderful. Reasonable premiums, $200 deductible and pays 90% of claim. Easy to file, payment immediately. A must for pet owners to ensure the best care for their pets.

This company is wonderful. Reasonable premiums, $200 deductible and pays 90% of claim. Easy to file, payment immediately. A must for pet owners to ensure the best care for their pets.

Claim amounts are fair, but turn around time to be reimbursed are long.

We wish the reasonable and customary amounts were actual for our area, the benefits paid were much much less than we expected, and we didn't see how the amounts claimed to be reasonable are at all aligned with our area. But, we are thankful for the coverage. Also, the time to claim payment is quite long, but they are thorough.