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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
4

out of 5

Necessity for all pet owners!

We've had pet insurance for both of our dogs since they were puppies. We've tried several different companies, and we've honestly been happy with most of them. We're currently with ASPCA because their plans best met our budget at this time. We've used them for wellness coverage for the last few years (the level 3 plan), as neither dog has needed much more. I do have to say that our vet is one of the less expensive options in our area, yet the insurance company hardly ever covers their expenses completely, citing them as being "beyond reasonable costs for the area." This is rather frustrating at times, as we then have to pay beyond our deductible and the 20% coinsurance. I can't compare the coverage of other insurance plans in our area, as we've only had ASPCA since moving here three years ago. Recently, one of our dogs got extremely sick and needed lots of expensive bloodwork and tests. ASPCA pet insurance covered much of it (minus the deductible, the coinsurance, and the vet charges they deemed unreasonable), which was extremely helpful to us. The claim submission process is relatively quick and easy, and we had our reimbursement within 2-3 weeks. We were pleased with the process, and we feel it is worth it to have pet insurance for peace of mind in these kinds of situations.
  • INSURER: ASPCA
  • POSTED: 09/26/2011
  • BY: Christie
  • BREED: Poodle
  • AGE OF PET: 7 - 10

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5

out of 5

yorkie

we had our yorkie in the hostpital and it saved us alot of money they paid 90 percent of the bill
  • INSURER: Trupanion Canada
  • POSTED: 09/26/2011
  • BY: cindi
  • BREED: Yorkshire Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

yorkie

we had our yorkie in the hostpital and it saved us alot of money they paid 90 percent of the bill
  • INSURER: Trupanion
  • POSTED: 09/26/2011
  • BY: cindi
  • BREED: Yorkshire Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

The best insurance plan out there!

I have had my cat insured with Pet's Best since 2007. Prior to that I used VPI. The difference between the two companies is night and day! Pet's Best provides the most comprehensive insurance plan as well as top notch customer service. Reimbursements are easy and fast. They even have a direct deposit feature to get your money faster. I cannot recommend Pet's Best enough!!!
  • INSURER: Pets Best
  • POSTED: 09/26/2011
  • BY: Elizabeth
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 11 years

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5

out of 5

LIFESAVER!!! Literally!!

I truly cannot express my gratitude towards Healthy Paws in one review. We have a 6 month old Labradoodle puppy with a multitude of health problems. Never in my wildest dreams did I think we needed pet insurance as my parents had 2 boys live to 16 and 18 years old. Rooney, my puppy, contracted a nasty bacterial infection from kissing ALL of the dogs at the dog park. He shouldn't have been punished for being so lovey!! Anyways, fast forward a couple months and his frontal sinus and middle ear were FILLED with fluid and gunk. From diagnosis and treatment to finally surgery and recovery, Rooney's care has been the BEST possible because we are able to use Healthy Paws pet insurance. Vets will typically give you care options based on costs, invasiveness, how proactive you want to be, etc and with Healthy Paws, money was no factor in determining what kind of care Rooney would get. We have been filing at least one claim a week for the last couple of months between exams, tests, ER visits and surgery and they are ALWAYS processed quickly... sometimes the vet will fax it in right when we leave the clinic and before we even get out of the parking lot, I get an email saying the claim is in process. That kind of service is AMAZING!! Reimbursement checks get to us in a week or sometimes sooner. Seriously, I can't thank HP enough for providing such great insurance!! Now, there's no cap on how much benefit a pet can receive, so that is such a relief!! We're talking THOUSANDS in vet bills fo
  • INSURER: Healthy Paws
  • POSTED: 09/26/2011
  • BY: Tracy
  • BREED: Labradoodle
  • AGE OF PET: 0 - 3

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5

out of 5

Simply Stated

Simply the VERY BEST all around provider in everyway. Prompt Claim Processing, Easy to read EOB'S, Fabulous Customer Service and the coverage is THE VERY BEST!
  • INSURER: Embrace
  • POSTED: 09/26/2011
  • BY: Chloe's
  • BREED: Collie
  • AGE OF PET: 7 - 10

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5

out of 5

Exceptional Customer Service

I've never had pet insurance before, however, I find it hard to believe there are many other companies like Embrace. The people I've dealt with have been friendly and helpful and compassionate. I've received correspondence back from an Embrace staff member in which she would say something like she hopes Bella (my lab mix 1 1/2 year old) is feeling better or sorry she got into mischief. I can tell Embrace really cares about their customers, both human and pet, and that means so much. I would highly recommend this insurance to anyone.
  • INSURER: Embrace
  • POSTED: 09/26/2011
  • BY: Donna
  • BREED: Labrador Mix
  • AGE OF PET: 7 - 10

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5

out of 5

Anad Sacculectomy

Jerika had an anal sacculectomy performed at a specialty clinic in Edmonton. Trupanion covered the claim within 3 days of sending it in. I have always had my claims covered in a timely manner and have never had a problem with this company
  • INSURER: Trupanion Canada
  • POSTED: 09/26/2011
  • BY: Wendy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Anad Sacculectomy

Jerika had an anal sacculectomy performed at a specialty clinic in Edmonton. Trupanion covered the claim within 3 days of sending it in. I have always had my claims covered in a timely manner and have never had a problem with this company
  • INSURER: Trupanion
  • POSTED: 09/26/2011
  • BY: Wendy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Pet ins is the way to go when you get a puppy

I feel the coverage is adequete and the premium is reasonable.
  • INSURER: ASPCA
  • POSTED: 09/26/2011
  • BY: trudith
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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