Find and read reviews with confidence

I did a lot of research before choosing Embrace. My initial well care refund was fast, no questions asked. My second well care visit was slightly more difficult because they required pproof of my dogs prevous medical history and since I adopted a shleter dog I had no prior hstory to present. Eventually I was reimbursed for the full visit and payment arrived 4 weeks later. Overall they are very helpful and try to accomodate the pet owner. I would recommend them to friends.

Well care "coverage" is a great way to get a little discount off routine items, while helping to ensure good health. Owners should be able to pay for routine items, but by offering this, both the owner and the insurer benefit. The actual insurance has plenty of options to make it fair for both. Remember, if not fair to both, it will go away! I hope to lose money on the insurance portion, but the discount by adding wellness makes very inexpensive to gain good coverage for a disaster. This company encourages good health, and actual "insurance" unlike another who tries to sell a way for an owner to get almost all costs paid for.

I adopted Colt (an ex-racing Greyhound) a little over a year ago. Not having ever owned a Greyhound, I wasn't sure of what his health needs my be, not to mention any potential accidents. I decided to cover him with the ASPCA Health Insurance immediately. The rates seemed reasonable, and you never know what the future holds in health costs. Although Colt has only needed his insurance for a serious ear infection, skin irritation and high blood pressure, the insurance has paid back at least half of my expenses, and 80% after the $100 deductible was met. I am truly glad I had ASPCA Insurance when Colt needed it, and will continue to carry it for him. The montly premiums are painless as compared to being hit with huge vet bills all at once. The responses on the claims have been pretty timely as well. Over all, I am very statisfied with the ASPCA Pet Insurance.

I purchased wellness coverage knowing that I would spend at least $200/year for wellness. My claims were handled promptly & I am completely satisfied with this aspect of my Embrace coverage.

I just love my pet insurance for Baby. East to use. I get back money quick. What isn't there to love?

Our bulldog is the most adorable and sweet companion one could ever ask for. However, she has dealt with a lot in her young life thus far. Eye infections and surgery, tummy troubles, an ear abcess and more. Vet bills can be outrageous. Our insurance is fair, prompt in payment, and the written and verbal correspondence with the program have all left us feeling like they really care and are there for our beloved dog.

I've had numerous claims over the past couple of years and have had nothing but phenomenal service. They are quick to respond both in acknowledging the receipt of the claim, the fact that its in process and informing me that the claim has been processed and when to expect payment. Now if only they could train insurance companies for people their customer service techniques!

I have two dogs, a Sheltie and a Shih Tzu mix, on the plan and it's such an easy plan to submit claims to. I also have another Sheltie, who was diagnosed with lymphoma 6 yrs. ago - she's in remission, thank goodness. We also had a Sheltie who passed two years ago from bladder cancer. So I know firsthand of the enormous expense involved in keeping these family members healthy. I've recommended ASPCA Pet Insurance to friends and family members. I can truly say, it's well worth it!

Purchasing Embrace pet insurance was the best decision we could have made! In 2010, we lost two senior dogs to serious illnesses and incurred many thousands of dollars of veterinarian bills during their last days. When we rescued a young dog last year, we wondered if it made any sense to get health insurance for him. Well, during this second year that we have our 2 1/2 year old dog, he has had a bad time caused by what is thought to be an inhaled foxtail that could have killed him. The treatments and surgery have cost almost $4,000. Embrace has covered exactly as they represented, and we are so happy we made the decision to buy insurance. I am recommending Embrace to all of my pet loving friends!

After having the insurance for months, it came down to see if the insurance actually works. So I did the proper procedures and waited to see how the claim would turn out. Go figure it came out I paid 100% of the Vet bill ,and they paid 0%. Not worth waisting your money save it ,and don't feed their pockets.