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I am a first time dog owner but have seen the vet bills my daughter has had to pay out of pocket for the care of her dog. I rescued Annie from a shelter and they could give me no idea of her breed mixture. I just know one thing, she loves to run and run hard! Even though she was only 1 year old when I got her last year, I feared for her breaking bones or getting hurt from her intense love for running and playing, so I took out pet insurance with ASPCA. She hasn't broken any bones yet, but I have had two other situations where she needed vet care in the last couple of months. I was certainly pleased to receive a reimbursement from the insurance company for some of those bills.

I have had a couple of different pet insurance plans over the years, but with Embrace I never have a single regret or complaint. Great customer service, clear breakdowns about what is covered and what isn't. My dog Griffin has the dental coverage on top of the regular pet insurance plan. And it is even easier, no copay just an amount cap. Only issue I had was getting my vet to send the information to Embrace, which was kinda funny that the couldn't follow the directions but hey it can't always go smoothly. Awesome insurance, I am never gonna switch.

The claims (once received) have always been processed quickly. My only complaint is the fax number listed, but they have provided me with an alternate number because some clients have had issues with the listed fax number. Fast claim turn around time.

The claims (once received) have always been processed quickly. My only complaint is the fax number listed, but they have provided me with an alternate number because some clients have had issues with the listed fax number. Fast claim turn around time.

I highly recommend this company to every animal owner. They not only offer you outstanding benefits but they handle your claims so efficiently and quickly. The entire staff is so courteous and goes out of their way to make your experiences with them go as smoothly as possible. I've had nothing but good experiences with them. T

I highly recommend this company to every animal owner. They not only offer you outstanding benefits but they handle your claims so efficiently and quickly. The entire staff is so courteous and goes out of their way to make your experiences with them go as smoothly as possible. I've had nothing but good experiences with them. T

Nothing really. You send out updates regarding claims immediately upon your receipt and pay soon thereafter if said claims are covered.

i was very challenged to choose an ins. co. for my pet. after researching, and on a wing and a prayer i went with embrace. i am extremley pleased with the service so far. i have been with them a few years and my pup has had no major illness or injury, just shots and wellness exams. i guess time will tell if i ever need major care i`ll hope that embrace will come through.

this was my first time using trupanion for a claim. overall it was a good experience. since it was my first claim it did take a little longer than expected to be reimbursed. the agent from trupanion that delt with my claim was very nice and helpful. i would recommend trupanion to other.

this was my first time using trupanion for a claim. overall it was a good experience. since it was my first claim it did take a little longer than expected to be reimbursed. the agent from trupanion that delt with my claim was very nice and helpful. i would recommend trupanion to other.