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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Fast and easy claim.

ASPCA was great, it was easy to file and I received emails keeping me updated. This is the first time that I have insured a pet and I would definetely recommend ASPCA insurance for your pets.
  • INSURER: ASPCA
  • POSTED: 02/27/2012
  • BY: Denise
  • BREED: Maine Coon
  • AGE OF PET: 7 - 10

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5

out of 5

Great

Change your claim paper work back so we are able to fill it out on line.
  • INSURER: ASPCA
  • POSTED: 02/27/2012
  • BY: Richard
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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4

out of 5

Major Medical

My German Shepherd had an abcess in his jaw and needed the tooth removed and lots of antibiotics - it was over $700.00. Sunny and Cassie were breeder dogs and Sunny had surgery worth over $900.00 for a mammary gland infection, Cassie had terminal cancer and her final bill was over $900.00. So, yes the insurance helped me. It takes a really long time to process the claims though, usually at least three months, which I think is an excessively long time.
  • INSURER: ASPCA
  • POSTED: 02/27/2012
  • BY: Linda
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Quick reimbursement

They are quick to send a reimbursement check. Takes about a week, on average. I have also used the online chat with Trupanion, and they are both helpful and friendly.
  • INSURER: Trupanion
  • POSTED: 02/27/2012
  • BY: Leland
  • BREED: Airedale Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

Quick reimbursement

They are quick to send a reimbursement check. Takes about a week, on average. I have also used the online chat with Trupanion, and they are both helpful and friendly.
  • INSURER: Trupanion Canada
  • POSTED: 02/27/2012
  • BY: Leland
  • BREED: Airedale Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

I tested. ASPCA passed.

I have four pets - i decided to insure one as a test of the insurance program itself. The insurance terms were clear; i thought if i ever needed to file for it, i would know whether the plan was worth the investment as compared to just paying vet bills if/when they arose. turned out the pet i insured needed a lot of tests. ASPCA paid just as the contract said, and they paid quickly, over $500. I immediately enrolled the other three. it is worth it to me to know that i need never delay or dread a vet visit. i'm totally convinced of the value.
  • INSURER: ASPCA
  • POSTED: 02/27/2012
  • BY: Judy
  • BREED: Maine Coon
  • AGE OF PET: Over 11 years

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5

out of 5

Worth having

My Shih Tzu came down with a stomach bug a few months ago. With my pet health insurance, it's comforting to know that I don't have to worry about my finances when I'm busy worrying about my best friend. My vet recommended the ASPCA Insurance and so far things have been great. My claim was processed quickly and I even received a follow-up call asking how my pet was doing. Overall, it's been a very positive experience.
  • INSURER: ASPCA
  • POSTED: 02/27/2012
  • BY: Justin
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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3

out of 5

Pros and Cons

We live in the Washington DC area where pet care is quite expensive. As such, most of the charges are above the allowable amounts allowed by ASPCA. Our reimbusement is usually around 50% of the claim. We have a dog with glaucoma and recently she suffered from keratitis and needed surgery. Our ophthalmologist strongly stated that the two conditions are unrelated. I have submitted claims which have not yet been processed, so I don't know what the result will be. We bought insurance when our dog was approximately 12 years old and have not used it much. Only two claims have been processed in two years. I feel some comfort in having pet insurance, but until recently have not needed to use it. It is difficult for me to rate ASPCA since my experience has been limited. I actually am glad that it has been limited. One thing I have been disappointed in is the processing time. Telephone assistance is always very good.
  • INSURER: ASPCA
  • POSTED: 02/27/2012
  • BY: charlene
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Smooth process and I got 90% Refund

My Olde English Bulldogge, Nabuco, started limping for no apparent reason. I took him to a specialty hospital (without a referral) where they x-rayed his front legs. The doctor found nothing was wrong with him and had a radiologist check out the x-rays and found nothing either. I thought my claim would be denied because according to 2 vets, nothing was wrong with Nabuco. But I still emailed my claim (only a claim form, Nabuco's record, invoice & receipt). In less than 10 days my claim was approved!!! The bill w/o the exam fee was $362 and Trupanion reimbursed $325.80!!!
  • INSURER: Trupanion
  • POSTED: 02/27/2012
  • BY: Alberto
  • BREED: Old English Bulldogge
  • AGE OF PET: 7 - 10

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5

out of 5

Smooth process and I got 90% Refund

My Olde English Bulldogge, Nabuco, started limping for no apparent reason. I took him to a specialty hospital (without a referral) where they x-rayed his front legs. The doctor found nothing was wrong with him and had a radiologist check out the x-rays and found nothing either. I thought my claim would be denied because according to 2 vets, nothing was wrong with Nabuco. But I still emailed my claim (only a claim form, Nabuco's record, invoice & receipt). In less than 10 days my claim was approved!!! The bill w/o the exam fee was $362 and Trupanion reimbursed $325.80!!!
  • INSURER: Trupanion Canada
  • POSTED: 02/27/2012
  • BY: Alberto
  • BREED: Old English Bulldogge
  • AGE OF PET: 7 - 10

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