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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Pets Best is the Best of Four Tried

I have had pet insurance since 1993 from VPI to AKC Pet Healthcare and Pets First. I currently have 3 Mastiffs covered by Pets Best for less than it costs for one with AKC Pet Healthcare. Unlike most pet insurance companies, Pet's Best is easy to use and claims are reimbursed in a timely manner. My vet often asks who I recommend and I have no trouble telling him Pet's Best.
  • INSURER: Pets Best
  • POSTED: 05/15/2012
  • BY: Caroline
  • BREED: Mastiff
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace is the best!

Our dog was diagnosed with Addison's disease last year and without Embrace we would be swimming in a sea of bills. Not only is our dog healthy and happy, we have less worries about all the visits to the vet to keep him healthy. The best decision we ever made was to get insurance from Embrace for him.
  • INSURER: Embrace
  • POSTED: 05/15/2012
  • BY: Jessica
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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4

out of 5

expensive possibly but pretty good

Our pet experience is to young yet as she is only 18 months old. We have the insurance to insure our peace of mind that we are taking good care of her.
  • INSURER: ASPCA
  • POSTED: 05/15/2012
  • BY: William
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

So Glad we had Embrace Pet Insurance!

I was glad we had Embrace when our dog Terra started to experience strange symptoms. It was late and we were about to go to bed, but we decided to take her to the Emergency Vet instead. Terra had developed pyometra and needed emergency surgery ASAP! If we had gone to sleep she probably wouldn't be with us today. She almost died in surgery when her infected uterus burst and another doctor who decided to stay and help came out to tell us it wasn't looking good. Luckily, she was a fighter and she pulled through and began healing surprisingly well. I couldn't help thinking while she was in surgery "I sure hope Embrace comes through for us" It was definitely NOT CHEAP! Terra's ordeal cost us 4,400 bucks and although we would have paid anything to get her better, we were not in a position to spend that type of money. Everyone thought we were crazy! Thanks to Embrace, we were reimbursed $3,009 after our deductable and copay, which sure was a relief. Embrace was great! I always knew what was going on with my claim every step of the way. An agent always emailed me with updates, when the claim was done, when the check was going out and even to make sure we received our check. We had our check before Terra was even fully recovered. I was VERY impressed with their customer service! Even got an e-mail just to see how Terra was doing weeks later, which was nice. I hope to never file another claim like that again, but I'm sure glad we had Embrace!
  • INSURER: Embrace
  • POSTED: 05/15/2012
  • BY: Tisha
  • BREED: Norwegian Elkhound
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws exceeded my expectations!

I dropped Holly off for her first day of doggy day care and when I picked her up that evening she had a huge hole in her chest. While the dogs were playing in the back yard another dog attacked her. Off we went to the after hours emergency vet and then to our normal vet first thing the following morning. The wound was pretty bad and required extensive surgery. When all was said and done the bill came to $835. I submitted my claim 8:30am Thursday morning and at 2:40pm I received an email that my claim had been received. Fifteen minutes later I received another email that the claim was approved and the check would be mailed shortly. The check arrived on Monday - exactly one week after the attack! Wow! Health Paws customer service has been great and they've contacted me several times to check in on Holly. I had pet insurance with another company and the service was nothing like Healthy Paws. I based my decision to sign up with Healthy Paws on the reviews on this website and am so glad I did!
  • INSURER: Healthy Paws
  • POSTED: 05/14/2012
  • BY: Laura
  • BREED: Whippet
  • AGE OF PET: 0 - 3

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1

out of 5

Rip you off...

I submitted one claim which was declined. They claim it is a pre-exsisting condition which is not true. Do not buy this insurance. Complete frauds. I had my dog insured and when I noticed the age on the contract was 7 months wrong, I had to have it reissued with an entirely new contract, thus they said she wasn't covered.
  • INSURER: Pets Best
  • POSTED: 05/14/2012
  • BY: Tim
  • BREED: Coton De Tulear
  • AGE OF PET: Over 11 years

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5

out of 5

Excellent

My dog "Gizzy" broke her foot and i had multiple medical bills with different vets. Trupanion's claims agent were very helpfull and had my claims processed in a timely manner
  • INSURER: Trupanion
  • POSTED: 05/14/2012
  • BY: Joe
  • BREED: Brussels Griffon
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent

My dog "Gizzy" broke her foot and i had multiple medical bills with different vets. Trupanion's claims agent were very helpfull and had my claims processed in a timely manner
  • INSURER: Trupanion Canada
  • POSTED: 05/14/2012
  • BY: Joe
  • BREED: Brussels Griffon
  • AGE OF PET: 0 - 3

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5

out of 5

Long Time Petshealth member

When we got our new puppy in 2004 (Buddy) we knew his breed often had medical issues down the road and wanted to make sure his needs wouldn't cost us an arm & a leg so we did our homework and asked our vet for the pet insurance he would recommend. The vet suggested Pets Health and we checked it out. 8 years later we are still with Pets Health. Buddy had to have expensive surgery for a birth defect when he was 9 months old and most of that was covered by Pets Health. Over the years he has fallen and sprained his legs, gotten infections and plenty of allergies. Most of that has been covered by Pets Health. The cost per month is well worth it! Thank you Pets Health
  • INSURER: ASPCA
  • POSTED: 05/14/2012
  • BY: Dawn
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

You insure yourself, why not your pets?

My vet discussed getting pet insurance with me on my first visit after adopting my puppy. The vet had determined he had worms, lice and anemia, which as everyone who has animals knows, it's not cheap to treat any of those, and money is tight. I decided to get pet insurance to have some support on the medical payments so anytime my dog is hurt and I don't know if he needs to be seen or not, I have the ability to just take him in because I know the insurance will help cover the costs and I can ensure my dog is healthy and happy. I've called customer service for questions on billing, costs and coverage and everytime they've been extremely helpful. Having pet insurance has saved me over 1,000 in the last year due to accidents, illnesses/injuries and getting him neutered. I don't think my dog would've gotten the essential care he needed without the pet insurance.
  • INSURER: ASPCA
  • POSTED: 05/14/2012
  • BY: Nichole
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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