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I've carried pet health insurance for years but never really needed it until my retriever was diagnosed with cancer. Prognosis very poor, and chemo was the only hope to keep her alive. That was four months ago. Her cancer is in regression, and she remains asymptomatic. You wouldn't even know she had cancer! Embrace has been supportive of our fight with every claim, with fast, full reimbursements. They are as responsible for my dog's medical miracle as her oncologists are. I know they will stand by us going forward. She'll have chemo every three weeks for the rest of her life. Without Enbrace, that life would be much shorter. Instead, I have my happy, active dog, LIVING (not dying) with cancer.

I am thankful for Healthy Paws Health Insurance!! From their customer service to processing claims they are by far one of the best choices I ever made! We never really needed to use it until our 6 year old pit bull needed to be checked by a veterinary specialist! Healthy Paws was there to protect our beloved bully prince!! Then we had emergencies... Healthy Paws were there and saved the day!! Thank you so much Healthy Paws for all that you do! We could not have done it without you!!

My dog's sudden illness was hard enough to handle without having to worry about complicated claim forms and customer service. Embrace took care of everything- even when my vet's office neglected to provide the documentation and complete the forms, I didn't have to spend my time making phone calls. Embrace sent me prompt emails letting me know what point in the process they were at, the info they were waiting for from the vet, when the claim was being processed, and when to expect the reimbursement check. I can't stress enough how happy I am with their service and thoroughness.

I purchased ASPCA pet insurance after tragically losing a beloved pet to mushroom poisioning. I know that having the insurance would not have saved Lilly's life but it made me realize that you just never know what can happen in a pets life. In May we had to have ACL surgery on our 2 & 1/2 year old lab which is very expensive and ASPCA covered a huge portion of it! The monthly cost is very reasonable and I am so glad that we have it. I tell all of my friends and family to get it as well.

Good claims experience.

Good Experience

Embrace was recommended to me by my parents who has been using them for the past few years. I set up coverage for my 3 dogs about 4 months ago. One of my pit mixes stopped eating and was initially showing signs of abdominal pain along with intermittent vomiting. Over the course of 3 weeks we were back to the vet for various tests and treatments (including blood work, x-rays, and an ultrasound) until finally being referred to a surgeon for a possible foreign body obstruction. That ended up being the issue with the resulting surgery went extremely well. The claim submission process was so simple. Embrace covered all claims for all services and paid them out within the allotted time to do so. They even followed up to make sure we received payment timely. I am so happy to have gone with Embrace and strongly recommend getting coverage for your pets through them. Dealing with an accident/illness with your pet is stressful by itself, not having insurance to help offset the costs just adds to it. Knowing we were covered really helped us focus on our pet as opposed to the budget aspects.

Our "fur-kid" is a problem child but you'd never know it by the excellent and unwaivering service we receive from Embrace...Our claims are always handled quickly and completely, (even when I don't fill the form out correctly). Thank you Embrace folks for being so patient and courteous!

We bought a Great Dane puppy (because we're apparently nuts) and had done extensive research on the breed beforehand. One of the things that kept popping up was the significant health problems they can have. We had heard about pet health insurance but had never looked into it. I'm a huge comparison shopper so I went back and forth among the leading pet health insurance providers' web sites comparing, getting quotes, etc. and finally decided to go with Embrace even though they were relatively new. In the first two months of owning our Great Dane he had a severe case of roundworms, a bladder infection and gastroenteritis. We submitted all the bills ($511.82) within a short time period and waited to see what we'd get back. In reviewing the Explanation of Benefits, they covered almost everything and rightly did not cover a few minor items. After deducting our 20% copay (which we selected at signup) we received in relatively short order almost $200 back even after the $200 annual deductible (which of course we hadn't paid yet given we just got the dog). I am very pleased with the coverage and the cost (only $48 per month). Our experience has me sold on pet health insurance generally and on Embrace specifically. They are very communicative via email (I haven't tried to call). I recommend them.

My husband and I welcomed the first addition to our family this past April, our handsome Golden Doodle, that we named Oodles! The only way I was able to get my husband to agree to the name is that his nickname is Oodes! He is the sweetest little six month old puppy. I knew that vet bills could get very costly, so I shopped around for about a month trying to find the best pet insurance I could. Needless to say, the best one I could find was Healthy Paws based on monthly cost, yearly deductable and percentage of coverage. I knew if the time came for our baby to go to the vet god forbid if anything happened to him, I would rather worry about his health, than the cost of the medical bills. This definetly came sooner than I had ever expected! Two weeks ago our pup had aweful issues with his belly. We had to bring him to the ER Vet then 5 days later back to the vet because he was vomiting over and over again. He had x-rays and our vet thought that he was going to need surgery. I was a mess, because my six month old puppy may need to have surgery, but not because the cost of the surgery was $2,800 on the low end! I knew I had Healthy Paws, I was not worried about the costs, I was worried about getting my baby boy better. The vet recommended they keep him overnight and try a more conservative route before surgery since he wasn't in much pain, so that is just what we did. The next day they took more x-rays and after fasting him and pumping him with fluids the linear object