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I have 1 dog and 5 cats insured by Pet's Best since 2009. Before that; I had a different insurance(VPI) which was extremely expensive, didn't insure older pets, had many conditions that weren't covered and the reimbursement amount was very little. After 6 months of doing research, I settled on Pet's Best and couldn't be happier! There is no age limit, very little restrictions as to what is covered ( even chiropractor and acupuncture services are covered)and they have so many different deductible and reimbursement options, all the way down to $0 deductibles with 100% reimbursement!! You can't even get that with human health insurance! I have two 14 yr. old cats (1 has mast cell cancer and hyperthyroidism),two 6 yr. old cats, one 4 yr. old cat and one 100+ lb. dog.I have varying deductibles and reimbursement amounts that average out to a$250 deductible with an 80% reimbursement. With all of that said, my monthly payments for all 5 pets is only $120/month! Also, the deductible is per illness/accident, NOT per visit.Example, my cat has a thyroid condition and has to constantly go back to the vet. I only had to "pay" the deductible ONE time. Every single time I take him back to the vet for his thyroid condition, I get reimbursed 90% of the bill without having to subtract his $250 deductible. Can't beat that! Other reasons as to why I LOVE having Pet's Best: !) Even though my cat is old and has acquired 2 conditions that are incurable,Pet's Best does not consider it a pre-existing

My yorkie has been having skin and eye allergy issues for the past month. We went to the vet four different times. I've had Embrace for three years and this is the first claim I've ever submitted. I submitted my claim 17 days ago and a check was sent out today. Their website currently quotes a time frame of 20-25 days. I did receive two emails letting me know that my claim was in line to be processed, so I knew that I wasn't left hanging. After submitting my claim, I reviewed my policy because I wanted to have an idea of what to expect and I needed a refresher of what was/was not covered under my policy. Their explanation of benefits form detailed out all the charges, what was covered, what it was covered under, and the amount I met for my deductible. The EOB form was very easy to follow. (I would say it is easier than my own personal insurance.) I've always been nervous about how my first claim would go, so I am pleased that I got back what I expected. I had no issues.

They weren't going to cover the cost of our claim at first because of a deductible exclusion, so I had to remind them that our claim fell within the 30-day trial period.

They weren't going to cover the cost of our claim at first because of a deductible exclusion, so I had to remind them that our claim fell within the 30-day trial period.

Kaycee had a ruptured cornea. The options were to save the eye with a corneal transplant or the cheaper method was to just remove the eye. Thanks to Embrace Insurance, we were able to save Kaycee's eye. Love you, Embrace.

So we had Petsecure while our pup was just that - a pup. Then I found myself unemployed and having to buy a condo, so the 50 bucks a month seemed a little steep. Once she started hitting up daycare and we were settled again, I resigned up... lucky, because she started presenting a torn ACL/Luxating Patella a month later. Petsecure covered everything, including hydrotherapy, to 80%. They are always professional and helpful on the phone, and even paid the practice direct for her very pricey surgery. I'm quite happy with the service, but wish they'd be a little faster with claims. Also, it seems ridiculous that they don't pay for "routine maitenance" to me... shouldn't they be encouraging us to avoid illness and problems?

Hello,I've had two quite sick dogs over the past 2 years and ASPCA insurance has gotten me through some expensive care that would have been prohibitively expensive otherwise. I'm happy with the service and their concern for the well-being of our pets.

Great service- smooth easy transaction- great follow up

Extremely impressed how simple and quick the process was for submitting my first claim. My claim was process within 24 hours. Top notch!

We got our cat Denney from the ASPCA a few months ago. He started have digestion issues so we have had several vet visits lately. Then we found out he might have a heart murmur so he needed a cardiologist as well. No murmur thank goodness. We have submitted several claims and they have all been reimbursed at 90% except for the vet visits. We just submitted the cardiologist claim which I'm sure will be reimbursed. The customer service is really great and the claims are processed very quickly. I had a different compnay for my last cat beginning with a V (I'm sure several of you can figure it out) My cat was sick her last few months and the payout was just awful with very low caps. I also got a personalised email asking about Denney as well. I recommend Healthy Paws Highly!!!