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My dog was hit by a car and required both emergency and regular veterinary services. Our claims were easy to file, were processed quickly, and were approved! Thank you Embrace! I will recommend you to everyone I know!

My cat suddenly started vomiting and had the runs. We took him to our vet and got him checked out. There where tests and medications to administer. Later there was a relapse and we had to get more tests done. We submitted our claims and we received a email notification for both its arrival and within a few days, what the reimbursement would cover. The reimbursement arrived in a timely manner with no complications.

My cat suddenly started vomiting and had the runs. We took him to our vet and got him checked out. There where tests and medications to administer. Later there was a relapse and we had to get more tests done. We submitted our claims and we received a email notification for both its arrival and within a few days, what the reimbursement would cover. The reimbursement arrived in a timely manner with no complications.

I've had this insurance for over 5 years...been paying them hundreds of dollars a year for all that time. They are good in terms of responding to claims, but in my case I paid far more for the insurance than I got back from them (thank God my dog has been healthy). Suddenly they change underwriters and my premiums change from $51 per month to $138 per month. So all these years I've been paying for coverage, now when my dog is older and I really need the coverage, they make the premiums unaffordable. Save your money, put some away each month, and pay for your vet bills yourself. I'd be in a much better position now if I'd done that instead of giving them money for all these years.

Excellent insurance company! My cat has been unlucky the last several months, she got sick in june, then july and then in october she had a little accident, and every time I had to go to the vet's office, Embrace paid the vet's visit amount, no questions asked! I will stay with them as long as I have a pet or pets in my family!

I had gotten pet insurance for my two kittens when we got them two yrs ago. About a yr in found out my tortie comet had stomatitis and needed most of her teeth pulled! It was a hard decision to make but also very pricey. The bill was 1100$ and I got back about 915$ I was elated because that $ was our er fund just incase. Getting pet insurance is the best thing ive done and have recommended many friends to get it as well. Healthy paws cares about animals and they are wonderful!

Trupanion is excellent at providing quick response to claim. Less than a week to obtain approval of claim for ACL Surgery for my Boxer Lilly.

Trupanion is excellent at providing quick response to claim. Less than a week to obtain approval of claim for ACL Surgery for my Boxer Lilly.

Our dog ate a balloon in September. We submitted our claim and within 2 days, it was processed. In October, we realized our dog was sick and a pair of tights was missing. Sure enough, he had eaten them and needed emergency surgery. I had my personalized claim form (which I can download in a second when I need it)ready for the doctors. Our puppy did great in surgery and our claim was handled quickly -- within a week, we received our check! Healthy Paws was extremely responsive and checked in to see how our dog was doing. What a great company!

I had my girl's spay/microchip appointment on Oct. 31, 2012. She also received some pain meds for after the surgery and flea medicine and fecal exam. Al covered. Today is Tuesday Nov. 6, 2012 and the claim has been processed and my money deposited back into my account (376.00). That is less than a week (including a weekend), and may have been faster had my vet not neglected to send my detailed invoice in the initial fax. They sent it a day later. All and all embrace has been in contact with me every step of the way. When I sent in any documentation I always get a follow up email. I honestly am surprised by the service and speed with which they handle everything.