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We've rescued several dogs over the years but after purchasing an English Mastiff from a breeder, we did some research and found that pet insurance was a good idea. We bought it from Embrace after researching several companies and their prices and options. Embrace was the clearest to understand and had the options we felt we needed. Our dog is about 17 months old now and very healthy, thankfully. But having Embrace gives us the peace of mind that later in life, should there be issues, she will be covered. Two options I like most: the ability to change your deductibles, which greatly impacts your annual premium and also the "flexible spending account" option. That's probably not the correct name but it allows me to spend money on anything, routine or not and then be reimbursed to a certain extent. I pay about $30/mo. to cover our baby. I pay $100/mo. for my car and $131/mo. for my house. This is well worth the $30!

This is the second claim I have submited,and I'm very pleased with the service I have received.

This is the second claim I have submited,and I'm very pleased with the service I have received.

I have 3 dogs and 1 cat. Without ASPCA pet insurance I would never have been able to afford the diagnosis and ongoing treatment for my dog with Addison's disease. Fortunately the vet that repaired her CCL injury advised me to get pet insurance and I followed the advice. I had the policy on all my animals 2 years prior to the Addison's diagnosis. I did my homework and found that ASPCA was one of the best pet insurances and they have lived up to that reputation.

Amazing insurance company they helped me because I was ineed to pay my college tuition, rosco was diagnosed with parvo virus and I panicked using my scholarship money and wen ivexplained the situation they returned the money 2 days later. It's good to see that people care and back each other up.Thanks trupanion

Amazing insurance company they helped me because I was ineed to pay my college tuition, rosco was diagnosed with parvo virus and I panicked using my scholarship money and wen ivexplained the situation they returned the money 2 days later. It's good to see that people care and back each other up.Thanks trupanion

I had two days left on my initial free coverage and signed up for complete coverage for my lab. Approximately three weeks later my lab got an incomplete fracture and had to have the bone in her front leg screwed together. When I called Trupanion they said that my dog was not covered as something had gone wrong with the website when I had used it and they had their own IT people look at it but have just denied everything. They told me that they could see that I had used the screen but said that it was too bad because it did not go through. What else would they say as to have to pay out right away would not be good for the company so by telling me that my coverage did not go through, they were able to save some money. My advice to people is to look elsewhere for coverage.

With my first claim with Embrace, I had many questions because of the many aspects to my claim. They were always very helpful and friendly when answering my questions. ..even when I asked the same questions a couple of times! I really appreciated the personal service I received and the true desire to help me. Thank you!

My wellness reimbursment was taken care of promtly and the customer service team kept me informed and then made sure that I had received their check. I love the "Wellness" account feature which is like a health care spending account. It covers all of the flea and tick prevention and I can always be sure that my little dog will always be able to get her vaccinations on time.

We have been with Embrace for ten months and couldn't be happier with the choice we made. We sifted through several competing companies before finding the "right fit". The representatives are extemely helpful in helping to choose the right coverage for your needs. Claims are handled quickly. Annie's spaying was covered only weeks after obtaining the insurance and the remaining amount covered the cost of some of her preventative care. I must disagree that wellness is not covered, it is an option that can be readily obtained.