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I have 5 dogs and 3 cats -- the dogs are covered, the cats aren't. This month, I had a new dog who needed spay and other services. I also had a cat with an infection. The cat ended up costing nearly $600, which is all out of pocket. The dog cost just over $300, of which I will get back $200. I faxed the claim yesterday and just was notified that the claim has been processed and my reimbursement will be on its way to my checking account.:) Maybe it's time to cover the cats.

We have paid for our Trupanion insurance for one year on our two puppies who are staggered in age. As soon as the first puppy turned one-year-of age, Trupanion raised the premium on one puppy from $42 per month to $54 per month. I assume the second puppy will receive an increase in a couple months which will cost $104 ($50 deductible)per month for puppies only one-year of age. I am unsure that this is worth the long term commitment of $1,248 per year for ten years down the road when dogs will need the insurance. We had a claim when our puppy was stung by an insect and had a swollen nose. Apparently that drove our $84 per month payment to become not enough for Trupanion...but it was enough for me.

We have paid for our Trupanion insurance for one year on our two puppies who are staggered in age. As soon as the first puppy turned one-year-of age, Trupanion raised the premium on one puppy from $42 per month to $54 per month. I assume the second puppy will receive an increase in a couple months which will cost $104 ($50 deductible)per month for puppies only one-year of age. I am unsure that this is worth the long term commitment of $1,248 per year for ten years down the road when dogs will need the insurance. We had a claim when our puppy was stung by an insect and had a swollen nose. Apparently that drove our $84 per month payment to become not enough for Trupanion...but it was enough for me.

Im happy so far. would like to see claim processed faster.

I've been with Embrace for over 2 years and tell every pet owner I know how great they are. We've had a few medical scares but nothing serious yet. It's comforting to know if something serious does happen we're covered. I've had Embrace's wellness coverage since day 1 and it's awesome. It's forced me to become a better pet parent and I've saved money every year on routine care. I would suggest anybody looking for a company to call Embrace and you'll know right away how great they're service is.

The communication was excellent from start to finish. The emails let me know the status of the claim at all stages. Payment was fast.

The communication was excellent from start to finish. The emails let me know the status of the claim at all stages. Payment was fast.

My puppy's claim was handled in an extremely efficient manner. Healthy Paws gives very reasonable service ad one feels like they and their pet are important. From start to finish this was an excellent experience and I am very had I selected them.

EVERY claim they have managed to find some ridiculous reason not to cover it. Don't be fooled by the $200 deductible.......you could spend thousands of dollars in out of pocket expenses for your deductible and they get to decide exactly how much they want to release towardsyour deductible! TERRIBLE!!! SAVE YOUR MONEY AND JUST PAY THE VET BILLS OUTRIGHT......YOU WILL SAVE MORE MONEY IN THE LONG RUN!!

I am so grateful we bought coverage from Embrace. Our new puppy has been quite a handful in his first 4 months with us. He has done everything from eating knee-hi's to breaking a leg. When I received my coverage for my new Bernese Mountain Dog I immediately had the vet fill out the forms and examine him for the Orthopedic Waiver. Thank goodness!!!!!!!!!!!!!!!!!!!!!!!!!!!!! He actually later BROKE his hind leg and it required SURGERY. Embrace was great. They collected all of the necessary information from the veterinarians and surgeons and processed my claim promptly. Everything from his after-hours emergency care to his surgery and aftercare were covered exactly as the policy stated. I have been so grateful for Embrace's service and coverage. It has been a lifesaver in more than one way.