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We recently welcomed an adorable little Shi-poo puppy by the name of Bijou into our family . After having her spayed and experiencing sticker shock over the cost of medical care, we decided to purchase a health insurance plan to cover any mishaps or illnesses. We figured we would be paying premiums for several years before having to use the policy - Bijou is a baby, after all. But wouldn't you know it, at the tender age of 8 months, Bijou began to have digestive problems which would not clear up with the ordinary measures suggested. Blood work, x-rays, and ultrasounds were performed to try to find the cause of her troubles. While waiting for further testing, Bijou became very ill. She was playing Frisbee one minute and then unresponsive the next. A trip to the emergency hospital on a weekend was necessary. An overnight stay was ordered where she received IV's and steroids to help her bounce back to her frisky self. During our search for a health plan, we did lots of comparing and we decided to purchase a plan from Healthy Paws Insurance. I faxed bills for the diagnostic work that was performed on Bijou ($1,400). After requesting Bijou's brief medical records from the vet, Healthy Paws paid promptly exacting as promised in their plan. When I went to work from the ultrasound visit, I faxed the bill over to Healthy Paws and by the time I got home from work there was an e-mail advising me that all of her claims had already been processed! The checks were rec

We had a great family pet for 14 year and never had any medical issues. When he passed away we decided that our house was not a home with a dog, Enter Bentley a very active fun loving Labradoodle. Bentley decided that eating things not meant for puppy would be fun. It was not 3 days at the Vet surgery and a vet bill that almost put me in the hospital was all we needed to look into Pet Insurance. After carefully reviewing all the polices including the one my vet's office suggest I decided on Embrace They were the one that had the most value for the money spent. Sadly our puppy once again decided to eat something he should not and was a the vet again (no Surgery required) but the final bill was easier to handle knowing that Embrace had our back This was one of the better decision I have made as a pet owner.

Do not even consider using anyone else. I was with VPI for years and had no idea that another insurance could be so much better. They respond immediately and their $$$ limitations are much more realistic than any of the others. I give them an A+.

I took out the policy on my two bulldogs last month. Have already had to use the service for a urinary tract infection and for routine heartworm and flea treatment purchase. It has been a pleasure so far working with the Embrace team. I have emailed questions and got very quick responses and they provide great followup. My 6 mo old bulldog is getting spayed tomorrow so we will get a chance to see the service really first hand. But so far very good!

My claim was handled very efficiently.

Our 5 year old dog, Baxter, developed cancer and had several costly, but necessary medical bills. The communication was great, the insurance was exactly as described, and the interaction was highly professional. I would certainly recommend this pet insurance company to others.

I have had a great experience with Embrace so far. They are always responsive and efficient about everything, from easy and clear to read forms to the claims submission process.

I am personally overwhelmed by the support we have received from Healthy Paws ("HP). My dog developed a heart valve issue that required many tests and ultimate surgery to open a collapsing heart valve. HP was there with both financial and personal support throughout the process. My puppy seems to be on the road to recovery thanks to great Vets and HP. All claims were processed very rapidly. A great company with a heart.

I just had my first claim experience with Embrace... What a breeze! Shortly after my vet visit, I received an email telling me when I could expect my reimbursement check and it arrived before the estimated date. I felt very satisfied with this as my first experience with Embrace and would recommend them to others based on their thoroughness & efficiency.

I purchases the optional wellness care plus package for both of my english bulldog puppies. The best thing about Embrace is that they don't dictate what portion of your allowed dollars can be spent on vaccines, heartworm testing, etc. All other companies will only pay out a certain portion of your wellness care dollars based on category, but not EMbrace. If you spend 200$ all on vaccines, they reimburse you 200$. The claim process was rather quick. And I am impressed with the constant communication the company provides me during the claim process. I got every dollar back from wellness checkups thus far without any hitch. Awesome company!