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My only complaints is it would be nice for it to cover recurring illnesses and quicker response time on claims. However, with that said I have to say I took my dog for an emergency room visit and it paid for a good chunk of that visit. Plus, the wellness package keeps me honest and current with her standard visits because I take advantage of her coverage. I also had a pet with cancer without coverage, this coverage would have helped a lot. I understand for some things it's just not enough, but I've had it both ways and I can say I would never be without pet health insurance going forward.

So far, every interaction I have had with Embrace has been positive. I appreciate having a "real person" to communicate with even if it is via e-mail. My dog was recently treated for an ear infection and also for fire ant bites on her paws that became very inflamed and painful for her. Turn around time on her claim was very good, and some things were covered under her wellness plan that I hadn't even expected to be reimbursed for.

My shih tzu had a corneal ulcer and I had to take him to an emergency vet. The cost was very high and I had two follow-up appointments with my regualr vet. All of the claims were handled in a timely manner and, although it didn't cover the whole expense, I was glad that I had the insurance.

Embrace promptly responded to and sent payment for my Wellness claim for my dog's Ortho Exam. I think I received the check in about a week of sending the claim in. The Wellness program is a great deal, especially during a puppy's first year (when I will be neutering and chipping him as well).

My cat has several medical issues. I feel I made a right choice by selecting Trupanion. Claims processing quick and efficient. All illness related expenses at 90% without any questions. I wish my human insurance worked as well as this one.

My cat has several medical issues. I feel I made a right choice by selecting Trupanion. Claims processing quick and efficient. All illness related expenses at 90% without any questions. I wish my human insurance worked as well as this one.

$1,136.77 total claims to date including monthly premium $739.05 covered $577.72 out of pocket expenses Coverage of 56%.

$1,136.77 total claims to date including monthly premium $739.05 covered $577.72 out of pocket expenses Coverage of 56%.

My Jasper is 12 weeks old. He was seen at the vet on Saturday, I faxed the claim today (Monday) and I was already notified that the claim has been processed. The Same Day submitted. I reviewed MANY companies, before I chose Pets Best. If the rest of my experiences are like this....................Incredible!!!!

We were very pleased with how quickly the reimbursement checks arrived for our pets services. The process could not have been easier!