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Our vet handles our billing so those items that are covered we have been paid quickly. I have never had pet insurance before so I don't have anything to compare it to but we are very happy with the coverage.

Our dog Polly collapsed at home and was immediately taken to South AZ Vetinary Hospital she was not expected to live. After 3 days in intensive care we were able to bring her home where she continues to recover.She received excellent care. We were pleased with Embraces' insurance and prompt payment. We have reccomended you to other pet owners.

Having Embrace pet insurance took the financial worry out of a resent illness. As we all know going to the vet is costly and when you are repeatly going for a illness the bills add up quickly. The customer service is first class. I really appreciated the follow through from the customer service represntatives on the my claims status. They covered all the expensed I expected them to cover. I never regretted having this coverage for my beloved pet.

I NEVER write reviews. But I have to compliment and thank Pets Best. Took my dog in for raisin toxicity (don't ask) on Thurs night. Bill came to $1790 (48 hrs emergency care and monitoring). Submitted claim Sunday night, online. Claim processed by Tuesday night. Pets Best is covering $1353. Had this kind of accident once before with VPI. They paid less than $200 out of a $1000 bill. Enough said.

Embrace is the worst insurance provider. They will assert that anything wrong with your pet is a pre-existing condition. As far as I can tell, this company is a sham.

After reviewing many pet insurance plans online, I am very happy I chose Healthy Paws. Unfortunately, my dog sustained a severe laceration to her leg requiring surgery and follow up treatment. Healthy Paws was there when needed. Friendly customer service and quick reimbursement. I couldn't be more pleased. Thank you Healthy Paws.

My dog got stomach sick, was vomiting blood. The vets ran an x-ray, blood test and a stool sample, it was an infection and giardia. He was prescribed with meds for both and is very happy and getting better now. The claim was processed super-fast, as an insurance professional I think the policy language is very straightforward and you can clearly tell what's covered and what's not. There are no back and forths with Healthy Paws, I gave my vet the claims form they email the diagnosis and the steps taken to heal my dog and within 1-3 days you get your email notice that the claim has been processed with your reimbursement rate minus coinsurance and the deductible. I'd say much more efficient and simpler than even good health insurance plans for people. The claim manager emailed me a couple of days after my dog's treatment to ask how he was doing and asked for pictures, I thought it was one of those massive emails but responded with a few pics and a status update and got a a response from a real person. A very nice touch! I just rescued another dog and adding him to my existing policy took 2 minutes on the phone. In short - great service, simple, straightforward policy language, backed by one of the best and financially strongest insurance companies in the US, fast claims processing, and caring competent staff - can't ask for more!

We got Snoopy (Basset Hound) at 6 weeks of age. Having lost 4 other pets to cancer over the last 15 years, we knew we had to do our very best with this little sweetie who had already wrapped himself around our two little girls fingers. In my years and years of being a devoted pet owner, I have learned that pets don't give you any warning or are selective of their days of need. Without fail, my pets had always in the past picked the weekend or a holiday to come down with an emergency. So I checked out a few pet insurance companies and I really liked the guarantees with Healthy Paws. I had even called them to confirm, God forbid, cancer ever strike our Basset, that he would be covered. There were no exclusions! Over the past 2 months, Snoopy, now 2 years, had 2 emergencies. One was life threatening "bloat". Not only was our vet waiting for us as we drove up before their office opened, they faxed in my insurance claim directly after. Within 2 days I got confirmation from Healthy Paws that my claim was being processed. My reimbursement check was in my mailbox the very next day! My claim was for $338 and they reimbursed me for $304!!! I am going to take that check and open up a bank account just for Snoopy and will continue to fund that account every time I am reimbursed so the money I need at the time of an incident will never come directly out of my pocket. Thank you so much Healthy Paws for your timely, speedy response! And a special thank you for the heartfelt c

This is the first time that I had insured my dog (a toy pom). As a pet owner, you always hope that you would never have to use it. This is my first time that I had to make a claim because my dog (a little over 2 years old) needed knee surgery. This was very traumatic and stressful for me since it would be the first time that my dog would be away from home and needed to be boarded. However, I must say, Trupanion really made things easy, stress and hassle free. My vet processed the paperwork for me and within 24 hrs, I already had an e-mail stating that it was being processed. Within 2 days, the expenses were processed and within a week, I already had my check. Trupanion followed up with an email asking how my dog was doing, which honestly, meant a lot to me. I do not know other insurances, but I would recommend Trupanion. Not only does my monthly cost went down since I enrolled, they are very much hassle free and most importantly, caring! THANK YOU SO MUCH Trupanion!

This is the first time that I had insured my dog (a toy pom). As a pet owner, you always hope that you would never have to use it. This is my first time that I had to make a claim because my dog (a little over 2 years old) needed knee surgery. This was very traumatic and stressful for me since it would be the first time that my dog would be away from home and needed to be boarded. However, I must say, Trupanion really made things easy, stress and hassle free. My vet processed the paperwork for me and within 24 hrs, I already had an e-mail stating that it was being processed. Within 2 days, the expenses were processed and within a week, I already had my check. Trupanion followed up with an email asking how my dog was doing, which honestly, meant a lot to me. I do not know other insurances, but I would recommend Trupanion. Not only does my monthly cost went down since I enrolled, they are very much hassle free and most importantly, caring! THANK YOU SO MUCH Trupanion!