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I have had nothing but wonderful experiences with Embrace. I recommend them highly and will not be without them, as long as I own any pets

I would recommend this company to any pet owner. I was a vet tech for 8 years and saw many unfortunate circumstances in which owners had to put down a family pet due to not being able to afford medical care. I am currently in a situation in which I am only able to afford treatment for my dog because I am lucky enough to have enrolled my dog in Embrace pet insurance. My dog is severly epileptic and requires 4 different kinds of seizure meds daily. He has also had to have 2 ICU stays, a MRI, and a spinal tap performed by his neurologist. Embrace has covered everything for us without hesitation. The turn around time is great. I submitted a claim on 2/4/13 and received payment on 2/8/13. They have also covered the usual types of illness for dogs as well such as ear infections and gastroenteritis. Prior to choosing embrace I did a lot of research and I can say with certainty that we made the right decision in choosing Embrace. I owe my dogs life to them. Without them I could not have paid the $4-5K worth of tests and treatments he has needed.

Trupanion couldn't be easier to work with. The claims were submitted and paid promptly. Thanks you.

Trupanion couldn't be easier to work with. The claims were submitted and paid promptly. Thanks you.

My puppy has had a variety of ailments over the past six months. We had hoped we would not be using our insurance but indeed reached the deductible and more. I had not been diligent enought to completely understand the policy to submit all claims withing 90 days and submitted 7 at once. The service was amazing and they have approved all of my claims without question. I could not be happier.

had no problems when our dog needed to go to the vet. hospital. sent us a check within two weeks.

Our dog has UTI and she has been continue giving care and it costed us several hundred of dollars for testing and medications. However, every time we submitted the claims we only get pay less than $20. We've met our deductible ($100) for a year. ASPCA still charge for continuing care for another $100 for a deductible so this last claim we got paid for only 80 cents. They hardly cover anything for your pet. I would NOT RECOMMEND ASPCA pet insurance to anyone.

When I got a new puppy, I decided to get insurance on her and our other dog. I called to set it up and was going to get a $500 deductible on both dogs. The agent suggested that I lower the deductible on the puppy since they often do foolish things. I gladly took her recommendation and set up a $100 deductible on the puppy. Sure enough about a month later, the puppy swallowed a whole sock before I could get it away from her. I called our emergency vet and had her to their office within 15 minutes. They were able to get the sock out without surgery but my stress level was lowered by knowing that I would be able to afford any and all recommended treatment for her without cringing at the costs. Trupanion was very quick about reimbusing me for my claim and covered all of the costs they were supposed to. I will highly recommend them (and have already) to anyone with a pet. Thanks to Trupanion!

When I got a new puppy, I decided to get insurance on her and our other dog. I called to set it up and was going to get a $500 deductible on both dogs. The agent suggested that I lower the deductible on the puppy since they often do foolish things. I gladly took her recommendation and set up a $100 deductible on the puppy. Sure enough about a month later, the puppy swallowed a whole sock before I could get it away from her. I called our emergency vet and had her to their office within 15 minutes. They were able to get the sock out without surgery but my stress level was lowered by knowing that I would be able to afford any and all recommended treatment for her without cringing at the costs. Trupanion was very quick about reimbusing me for my claim and covered all of the costs they were supposed to. I will highly recommend them (and have already) to anyone with a pet. Thanks to Trupanion!

In general I've been glad I have had pet insurance. They are still probably making a profit (which is fine), but on big ticket items I have definitely gotten reimbursed substantial amounts of money. The last claim was for $2,000, which I received $1,200 back. They pay in a timely manner with good explanations of what is covered.