Ella's Bilateral Shoulder Surgery
Rapid Pre-certification Process.Comprehensive Coverage.
Care and concern and follow up were very good.
Post surgery quick approval process.
Streamlined paperwork.
- INSURER:
Embrace
- POSTED: 02/28/2013
- BY: Jeffrey
- BREED: Newfoundland
- AGE OF PET: 7 - 10
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The best out there!
I had VPI as my first pet insurance. After spending $8000 on cancer treatment for my 5 year lab mix (RIP Jada), VPI paid out less than $2000. My vet office told me about Trupanion! I did not renew my VPI insurance on my other dog. I have only had to make small claims on my current two dogs (Stella and Buddy). Those small claims I received over 75% of my total vet bill. Buddy was hit by a car in February 2013, after emergency vet visit ($600) and oral surgery ($1900); Trupanion paid out $1700. I was so shocked that we recieved such a large return compared to VPI. The claims were processed in less than week! I will always cover my pets with Trupanion and tell all of my pet loving friends about them!
- INSURER:
Trupanion
- POSTED: 02/28/2013
- BY: Kimberly
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
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The best out there!
I had VPI as my first pet insurance. After spending $8000 on cancer treatment for my 5 year lab mix (RIP Jada), VPI paid out less than $2000. My vet office told me about Trupanion! I did not renew my VPI insurance on my other dog. I have only had to make small claims on my current two dogs (Stella and Buddy). Those small claims I received over 75% of my total vet bill. Buddy was hit by a car in February 2013, after emergency vet visit ($600) and oral surgery ($1900); Trupanion paid out $1700. I was so shocked that we recieved such a large return compared to VPI. The claims were processed in less than week! I will always cover my pets with Trupanion and tell all of my pet loving friends about them!
- INSURER:
Trupanion Canada
- POSTED: 02/28/2013
- BY: Kimberly
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
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Buyer beware on "pre-existing" pet health issues
We have had three cats covered by the ASPCA Pet Insurance plan since 2008. In general the plan has provided the type of insurance support advertised. Most years we had no claims or claims less than the cost of purchasing the insurance. However in 2013 we have had a major challenge with the insurance plan. We submitted an insurance claim for a $2,500 procedure and it was denied because we had crossed 11 days into a new coverage year and because the pet’s illness had begun earlier it was now considered a “pre-existing condition”. After discussing on the phone with the ASPCA Pet Insurance claims individual and the supervisor, who were professional in their interactions, their answer was still to deny the claim. Even though we have been continuously covered for 5 years for all three cats and had not submitted any claims for the earlier veterinary assessments and felt that there was a change in diagnosis prompting the major assessment, it was considered “pre-existing”. In fact, no matter what the diagnosis or how slow the progression of a disease if the ASPCA can prove that at any time (even a day) earlier in the previous covered year there was any indication of illness then its “pre-existing” and not covered. Anyone signing up for ASPCA Pet Insurance should be fully aware that if their pet becomes ill at any point in a covered year and they do not fully resolve the illness in that year they will not be covered when the new policy year begins, no matter the reasoning. We obvious
- INSURER:
ASPCA
- POSTED: 02/28/2013
- BY: Dale
- BREED: American Shorthair
- AGE OF PET: Over 11 years
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Amazing Service
This is my second claim from Embrace. The service is fast and reliable and the explanation of benefits is easy to read. I told my vet that they should recommend Embrace and I recommend it to everyone I know who has or is thinking about getting a pet!
- INSURER:
Embrace
- POSTED: 02/28/2013
- BY: Kathryn
- BREED: Bullmastiff
- AGE OF PET: 7 - 10
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Excellent
Any expected chronic illness of Addison's disease has left us with long term health care commitments with our puppy Hailey. We never know when an Addison's crisis will occur. Or unexpected bloodwork, hospitalizations or medication interventions during stressful periods. Trip anion helps offset the medical expenses. If not for pet insurance Hailey may not be us
- INSURER:
Trupanion Canada
- POSTED: 02/28/2013
- BY: Debbie
- BREED: Yorkshire Terrier
- AGE OF PET: 7 - 10
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Excellent
Any expected chronic illness of Addison's disease has left us with long term health care commitments with our puppy Hailey. We never know when an Addison's crisis will occur. Or unexpected bloodwork, hospitalizations or medication interventions during stressful periods. Trip anion helps offset the medical expenses. If not for pet insurance Hailey may not be us
- INSURER:
Trupanion
- POSTED: 02/28/2013
- BY: Debbie
- BREED: Yorkshire Terrier
- AGE OF PET: 7 - 10
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Wisers developed eye problem
Wisers had problems with his eye which were treated by out Vet and he was followed carefully and eventually the eye had to be removed, but today he is doing great and adapting very well
- INSURER:
Trupanion Canada
- POSTED: 02/28/2013
- BY: Lisa
- BREED: Great Dane
- AGE OF PET: 0 - 3
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Wisers developed eye problem
Wisers had problems with his eye which were treated by out Vet and he was followed carefully and eventually the eye had to be removed, but today he is doing great and adapting very well
- INSURER:
Trupanion
- POSTED: 02/28/2013
- BY: Lisa
- BREED: Great Dane
- AGE OF PET: 0 - 3
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This insurance is better than people insurance
It's great it's simple it's fast not a lot ofPaperwork no long conversations
About nothing it's great and I'm very
Happy to know Chanp and Buster
Are being taken care of as needed
- INSURER:
ASPCA
- POSTED: 02/28/2013
- BY: Fred
- BREED: Shih Tzu
- AGE OF PET: Over 11 years
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