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We decided to get pet insurance when our dog was still a puppy, just to have as a safeguard, figuring we would never use it. Boy are we glad we made that decision because Embrace has come to the rescue with a no-hassle claim system, polite and knowledgeable customer service, and prompt reimbursements for our claims. When our dog got suddenly sick last year, we felt so grateful that we could take him to the emergency vet and not worry about cost, just about him getting the best treatment possible. Now our pup is fine and so are our checkbooks! I recommend Embrace to all of my friends that are considering pet insurance.

Unfortunately, we've had to make a couple of expensive surgical claims on our pet. With Healthy Paws, unlike some other companies, there is no hassle, no second guessing, and no representative telling you that your vet charged too much and they will only pay what is "customary" for that procedure. We live in Iowa, for Pete's sake! Vet prices here are typically lower than in surrounding states. We actually had another company stop reimbursement in the middle of treatment on one of our other dogs because the policy renewal time came around, and the illness was then considered pre-existing for the new policy term. That's when we found Healthy Paws for our newest family member. Seriously, you won't find a company with better customer service, more caring representatives, and faster reimbursement. We hope to never have to use the insurance on our dogs; but we will never be without Healthy Paws, just in case.

We'd had our puppy for only a month when he took a tumble and broke his leg. One bad landing resulted in two surgeries, X-rays, exams and other necessary care. The bills added up very, very quickly. Healthy Paws impressed us with their professionalism, courtesy and timeliness. The claims were paid quickly after submission, and the customer service was excellent and efficient. Fingers crossed, this will be the only time our pup will need this type of emergency care, but we can say without a doubt that signing up for pet insurance was definitely worth it.

Our cat, Linus and his sister, Bella, have been covered by Embrace since we got them as 2 month old kittens. All claims have been handled promptly and courteously. Whenever we or our vet have had a question we have called and everyone who has answered the phone has gone above and beyond to get us the answer to our problem. Our vet, who we have had for over 30 years, told us that Embrace is one of the very best, if not the best pet insurance plans on the market. Service and payment have been fantastic.

Healthy Paws Insurance is the way to go! Our plan is a low $100 deductible and a high 90% reimbursement for only $35 per month. That monthly fee has paid for itself over and over again in reimbursements. You never expect your puppy to need it so young, but our 10-month old Havanese was injured and compressed a growth plate in his leg and needed a $2400 surgery to repair it. Healthy Paws reimbursed the surgery and medications at 90% - and the check was in my mailbox within a couple of days after filing the claim. Their claim filing process is very easy and they keep you informed of the status of your claim, often processing it within minutes of receipt. And then they always go the extra mile and send an email to check in on our pup after a few days. It's a nice touch. I recommend them to everyone I know with pets. We couldn't be more pleased or impressed with this company!

This is our first experience with pet insurance and after a year and a half, it has performed exactly as advertised. The agents are friendly and helpful, and once the deductible is met, claim payments are sent out quickly. I truly hope that I will go on paying the premiums for many years, and that I will have no reason to file a more claims, but it is nice to know that if something serious comes up, Trupanion will have our back.

This is our first experience with pet insurance and after a year and a half, it has performed exactly as advertised. The agents are friendly and helpful, and once the deductible is met, claim payments are sent out quickly. I truly hope that I will go on paying the premiums for many years, and that I will have no reason to file a more claims, but it is nice to know that if something serious comes up, Trupanion will have our back.

My Coton de Tulear needs toe nail clipping frequently as do most small breeds. She also needs anal gland expression frequently. My Vet takes care of this when she goes to get her bath about every 8 weeks. My Wellness policy takes care of these essentials and the reimbursement time is about 10 days on average. I love the Wellness policy and also the insurance is very reasonable.

Simple to use, fast response time

Simple to use, fast response time