Pleased with this insurance
I obtained insurance for my Abyssinian kitten because I had a real problem with his predecessor - who wasn't insured. I checked out several companies and chose ASPCA. I have been pleased with the response to the claims I have made - for neutering, for example. The reimbursement was quick and without any beuracratic delay.
- INSURER:
ASPCA
- POSTED: 03/20/2013
- BY: Cara
- BREED: Abyssinian
- AGE OF PET: 0 - 3
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Excellent.Helpful fast resonsive
My puppy was hospitalized for 4 days for acute intestinal problems. Trupanion was fast, responsive and caring. They paid the claim quickly and fairly. I could not have asked for better service. I would recommend them to any pet owner.
- INSURER:
Trupanion
- POSTED: 03/20/2013
- BY: Michele
- BREED: Coton De Tulear
- AGE OF PET: 0 - 3
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Excellent.Helpful fast resonsive
My puppy was hospitalized for 4 days for acute intestinal problems. Trupanion was fast, responsive and caring. They paid the claim quickly and fairly. I could not have asked for better service. I would recommend them to any pet owner.
- INSURER:
Trupanion Canada
- POSTED: 03/20/2013
- BY: Michele
- BREED: Coton De Tulear
- AGE OF PET: 0 - 3
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Dog pneumonia for two months
Sophie had pneumonia at thr age of six and seven months. This resulted in three visits to the vet three sets of xrays( she was due to be spayed and we needed to be sure that her lungs were clear for the anaesthetic. One consultation with a radiologist. With drugs, Trupanion paid 905 of costs after removing the deductible.
- INSURER:
Trupanion
- POSTED: 03/20/2013
- BY: Mary
- BREED: Airedale Terrier
- AGE OF PET: 0 - 3
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Dog pneumonia for two months
Sophie had pneumonia at thr age of six and seven months. This resulted in three visits to the vet three sets of xrays( she was due to be spayed and we needed to be sure that her lungs were clear for the anaesthetic. One consultation with a radiologist. With drugs, Trupanion paid 905 of costs after removing the deductible.
- INSURER:
Trupanion Canada
- POSTED: 03/20/2013
- BY: Mary
- BREED: Airedale Terrier
- AGE OF PET: 0 - 3
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AMAZING
I submitted my claim form on a Tuesday, and seven days later, every penny I was promised was direct deposited into my account. You can't beat that!
- INSURER:
Trupanion
- POSTED: 03/20/2013
- BY: Seth
- BREED: Siamese
- AGE OF PET: 7 - 10
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AMAZING
I submitted my claim form on a Tuesday, and seven days later, every penny I was promised was direct deposited into my account. You can't beat that!
- INSURER:
Trupanion Canada
- POSTED: 03/20/2013
- BY: Seth
- BREED: Siamese
- AGE OF PET: 7 - 10
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DO NOT BUY ASPCA INSURANCE
ASPCA DID EVERYTHING POSSIBLE TO MAKE THEIR POLICY UNCLEAR WHILE SIGNING ME UP AND THEN PAID NOTHING FOR ANY OF MY PET'S ILLNESSES.
I also love the mission of the ASPCA but DO NOT BUY THEY'RE INSURANCE!
I purchased the insurance for my pet 6 years ago and thought she would be well covered. She was not.
First, for every single vet item I sent in, ASPCA did pay 90% but the key was that they paid 90% on what they considered to be normal prices. Therefore, if I paid 150.00 for shots, they claimed that the normal and customary charge should have been 50 and then paid 90% of 50...not 150. This occurred on every single line item.
So, although they claim on their web page that they do not have listed claim prices...they do.
Then, my pup was diagnosed with cancer on Oct. 24th. She began treatment right away but as of Nov. 1st that same year - SHE WAS NO LONGER COVERED as my policy renewed. Apparently, no matter how long you have this insurance, your pet is only covered one year at a time. If they get sick even one day before the beginning of the next year (it's different for each policy), they are not covered after the renewal.
When I asked about this, the representative stated, "It's just like homeowner's insurance. It starts over every year."
Also, when your policy renews, there is an 180 pre-existing period for all sickness that starts all over again. This means that your pet really only has coverage for sicknesses that conveniently fall into the proper t
- INSURER:
ASPCA
- POSTED: 03/20/2013
- BY: LEXI
- BREED: Golden Retriever
- AGE OF PET: 7 - 10
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Reinbursement of claim was very quick
This was my first experience with Embrace and I have nothing but rave reviews to say. They processed my claim in a quickly and timely manner and I am very pleased!
- INSURER:
Embrace
- POSTED: 03/20/2013
- BY: Karin
- BREED: Bernese Mountain Dog
- AGE OF PET: 0 - 3
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JUST WANT YOUR PREMIUM ANY EXCUSE NOT TO REIMBURSE
HAVE BEEN WITH HEALTHY PAWS JUST UNDER A YEAR. THEY GIVE EVERY EXCUSE NOT TO COVER YOUR DOGS HEALTH ISSUES. THEY HAV DECLINED EVERY CLAIM I HAVE SUBMITTED. THEIR REASON PREXISTING. EVEN WHEN IT'S NOT THEY STILL CLAIM IT IS. GRANTED MY DOG GIO (YORKIE) 8 YEARS OLD HAS HAD HIS ISSUES. HIS LAST ULTRASOUND WAS FINE THEY STILL HAD ISSUES. SPOKE WITH A TARA IN C/S. SHE CLAIMED MEDICINES THAT HAD BEEN GIVEN TO MY DOG IN THE PAST WAS NOT COVERED WHEN IT HAD BEEN. I JUST GIVE UP WITH WHAT THEY PROMISE. EXTREMELY DISAPPOINTED CUSTOMERS BEWARE OF THEIR FALSE PROMISES.
- INSURER:
Healthy Paws
- POSTED: 03/20/2013
- BY: MARDGE
- BREED: Yorkshire Terrier
- AGE OF PET: 7 - 10
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