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I have submitted several claims to Embrace over the past year. Each and every time they review the claim in a timely matter, without any issues, and we always feel they are very fair with reimbursement. I can not say anything negative about this company!

When our 8 year old was diagnosed with Spindle Cell Sarcoma our heart sank. Our Goldens live nice long lives and all have passed 13 years of age before joining their sisters. When we found out it was a curable cancer we were glad but then came the cost of the procedures. We got Healthy Paws insurance last summer after our young puppy ate some items that cost $4,000 in emergency surgery. We added Molly to that policy. Healthy Paws not only has unlimited claims but also covers cancer. Thanks to Healthy Paws our decision to cure Molly was much easier and assisted us in saving her life. The total costs for the treatment is over $15,000 and it is all covered by Healthy Paws. The claims for the testing and surgery have already been reimbursed and we are now in the middle of the radiation treatments. Thank you Healthy Paws for being their for our Ohana (family)!!! You need pet insurance as much as you need medical insurance for your two legged family memebers and Healthy Paws is "best of breed"!

ASPCA paid about 40% of our total bill for radiation, chemo and other treatments. Claims were paid in a timely manner and helped a great deal.

It's nice to know that my dog, Jack, is treated just like family. Prescriptions do not come cheap, maybe generics will be in the works. Well worth to have a wellness plan for your pet.

I had always been told that per insurance was a waste of money and not worth the cost. When we got an English bulldog we decided to go ahead and try pet insurance for a year. That was the best decision we ever made! Pets best is the wonderful. It is easy to file, they process claims fairly and fast. They make it easy to understand what is covered. So far they have covered an ear infection and soft tissue injury.

Our Great Dane has had several issues lately. Embrace has been great in the portion they cover and the promptness of their settlement. Thier agent are all great in keeping us informed, and show genuine interest in the welfare of our dogs.

We submitted our claim for a wellness visit on Tuesday and on Thursday received an E-Mail from Embrace that $200.00 would be refunded to us. That's great service and we appreciate it so much! We insured our 1st dog when we first picked him up 4 years ago. We have happy with the service and that's why we keep renewing our policy. Sincerely, Ken in NJ

We have never had health ins for our dogs but this time I decided to go for it. My vet recommended another but they had bad ratings. The breeder - who is also a vet recommended Embrace. I checked vs other policies and made a judgement call with Embrace vs another plan that seemed sound. Thank goodness after a month only regular checkups and a case of guardia (sp?). The only thing I do not like is now that he had guardia it is now considered pre-existing and if he gets it again it is not covered until a year goes by and then his slate is wiped clean and they would cover it again. I also wish that I could pay for his wellness insurance in full & take advantage of a nice discount without having also to pay for the accident portion in full also (as that is the big chunk of $).

I have already let the office staff at my vet's know that if any of their clients are looking for pet insurance, that Embrace is the best I have ever heard of or experienced. Their responses are prompt and explained in their emails. In addition, their reimbursement checks are also delivered quickly. I won't trust my dog's well being and health insurance needs to anyone else.

We recently discovered our dog, Molly, had diabetes. ASPCAhas paid for all the diagnostic and lab testing, office visits, and medicines connected with this discovery. We still have not gotten her blood sugars regulated, but there is hope now by doing a lot of testing which we would not have been able to afford had it not been for our pet insurance with ASPCA. They are a Godsend to us. Great people to work with.