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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

They are THE BEST!

We decided to get pet insurance when our healthy malamute was around 8 years old. We went with Pets Best, recommended by a friend, and we're glad we did. They were great through his senior years, and during the last months of his cancer treatment. They even paid back $ for cremation costs. I have nothing but great things to say about this company, we're insuring our two new dogs with them now that our mal passed away, and I especially want to thank Bryn, who is perhaps the most helpful, and kind, insurance agent on planet earth!! Thank you! We'll be clients for the next many decades!
  • INSURER: Pets Best
  • POSTED: 05/29/2013
  • BY: Christina
  • BREED: Alaskan Malamute
  • AGE OF PET: Over 11 years

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5

out of 5

Fabulous

our little fella has hip dysplasia and Embrace has been fabulous. I will FOREVER recommend Embrace for providing excellent coverage, customer service and prompt claim processing. They are WONFERFUL and did I mention FABULOUS!!!!
  • INSURER: Embrace
  • POSTED: 05/29/2013
  • BY: DJW
  • BREED: Collie
  • AGE OF PET: 7 - 10

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2

out of 5

Beware if you have a large claim…..

I was quite happy over the years with Trupanion. Had a few small claims; nothing big. Until last month. Over the course of 2 hours, my dog became paralyzed in his back legs, due to a completely ruptured disc. Immediate spine surgery was needed, which was successful. So what do they do? Raise my monthly premiums by 37%. Shame on them. I also had to submit my claim 3 times, because "they never received it".
  • INSURER: Trupanion Canada
  • POSTED: 05/28/2013
  • BY: tallpkb
  • BREED: Dachshund
  • AGE OF PET: 7 - 10

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2

out of 5

Beware if you have a large claim…..

I was quite happy over the years with Trupanion. Had a few small claims; nothing big. Until last month. Over the course of 2 hours, my dog became paralyzed in his back legs, due to a completely ruptured disc. Immediate spine surgery was needed, which was successful. So what do they do? Raise my monthly premiums by 37%. Shame on them. I also had to submit my claim 3 times, because "they never received it".
  • INSURER: Trupanion
  • POSTED: 05/28/2013
  • BY: tallpkb
  • BREED: Dachshund
  • AGE OF PET: 7 - 10

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5

out of 5

Lifesaver!

Recently put pet insurance on our newly adopted shelter dog, only had him 1 month and after 17 days of pet insurance he broke his back paw (4 bones), the first 5 claims have been reimbursed 80% within 7 business days. We are right now around 3K in vet bills with surgery, plates, x-rays, etc etc...no hassle, they did have to request more medical records from two different vets, but communication, follow up e-mails, and live chat customer service have all been very pleasant and I've had no issues what so ever. Insurance policy is clear and easy to understand - very very pleased!
  • INSURER: Pets Best
  • POSTED: 05/28/2013
  • BY: CD
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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1

out of 5

difficult to process a claim and get any money!!

They make you go through so much to get reimbursed. Basically, they hope you give up. With all the time I put into processesing a claim I could have worked those hours and made more money to pay for my vet bills. TERRIBLE
  • INSURER: Embrace
  • POSTED: 05/28/2013
  • BY: Jen
  • BREED: French Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Warm and Friendly Service

Healthy Paws has been so great to work with! I recommend them every chance I get to my family and friends. Not only have they processed all my claims in a fast and friendly manner, they always take the time to check in on Molly and make sure she is doing better. I'm so happy I found Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 05/28/2013
  • BY: Angela
  • BREED: Dachshund
  • AGE OF PET: 0 - 3

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3

out of 5

Good except for usual & customary benefits limits

I've had this insurance for a couple of years now and it's always been easy to file a claim and they do always reimburse part of my bills without any hassles... however, I've never gotten anywhere near the 80% that they claim to pay... it's always far less than that- they claim this is because my actual bills are more than what they consider to be "usual and customary" costs. Which would be fine except that I'm not sure where they get those amounts from- I've had the same experience at multiple different vets in two states, so it seems that all vets charge more than what they believe is customary. Other than that insurance is fine, but I did opt for another carrier when I got a new dog last year- they pay 80% of the actual bill- no limits on the charges.
  • INSURER: ASPCA
  • POSTED: 05/28/2013
  • BY: Jennifer
  • BREED: Norfolk Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

So thankful for Healthy Paws!

I have used Healthy Paws insurance for two of my dogs, and their service has gone above and beyond for both! I have saved a great deal of money from unexpected medical problems with both dogs. The process of obtaining the insurance is incredibly easy, and the coverage policies based on the percentage of the vet bill are easy to understand and just make sense, unlike the confusing and complicated policies other insurance carriers use. I appreciate how quickly Healthy Paws processes claims and then sends re-reimbursement right back to you. Using Healthy Paws has been the best decision I've made as a pet owner. The peace of mind, friendly and professional quality of service, and the financial safety net Healthy Paws provides have been priceless!
  • INSURER: Healthy Paws
  • POSTED: 05/27/2013
  • BY: Alexa
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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5

out of 5

Very professional company.

My puppy, Hayley, began limping on her right front leg about 20 days after I had signed up with Healthy Paws. I thought, at first, that she had just over exercised while playing with another puppy so I gave it a week. After one week she was still limping so off to the vet we went. She was diagnosed with elbow dysplasia and needed surgery to correct the problem before permanent damage to the joint was done. The surgery was not cheap, but Healthy Paws stepped up to the plate and paid the claim even though I had been with them for only 20 days!!! It was a huge help. This company doesn't just make promises, the keep them! Thank you Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 05/27/2013
  • BY: Vicki
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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