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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

They came through for us

We've had ASPCA insurance for our two greyhounds for a few years now, and had submitted claims a few times before, but unfortunately those claims weren't classified as accidents or injuries (we just have the basic level of protection) and we didn't qualify for any reimbursement. In June though, one of our greyhounds had to have emergency surgery for an intestinal blockage, and then follow up treatment when he was bleeding internally. In the end he came through okay, but the bill was certainly pretty high. The vet's office was pretty skeptical about us getting anything back, but I submitted our claim anyway (it's a really easy process, and worth the time), and I'm certainly glad we did! The max refund per incident was only about half of the total amount we had to pay to the vet, but we were extremely glad to get that back! These days everyone is very skeptical about ever seeing any refunds from any kind of insurance company, but I can definitely say now that when accidents happen to your pets, it is more than worth it to have ASPCA Insurance coverage! The claim process is easy and quick, and they let you know about the decision of your claim pretty quickly, and best of all send out that check right away.
  • INSURER: ASPCA
  • POSTED: 09/04/2013
  • BY: Tessa
  • BREED: Greyhound
  • AGE OF PET: 7 - 10

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5

out of 5

QUICK TURNAROUND

I have had pet insurance for almost 7 years now. My black lab, Belle, just had her second ACL surgery. The charge was $5600. Embrace processed her claim and sent a check ASAP. I would strongly recommend Embrace pet insurance to all pet owners. Having insurance saves me from having to make difficult decisions and from going bankrupt!!
  • INSURER: Embrace
  • POSTED: 09/04/2013
  • BY: Patty
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent feedback and coverage!

Louboutin is the first puppy for whom I have elected to have insurance! So happy I did this! Unfortunately, he had some health issues early on and having Trupanion has helped with the financial ramifications to get him healthy!!
  • INSURER: Trupanion
  • POSTED: 09/04/2013
  • BY: Phyllis
  • BREED: Shih Tzu
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent feedback and coverage!

Louboutin is the first puppy for whom I have elected to have insurance! So happy I did this! Unfortunately, he had some health issues early on and having Trupanion has helped with the financial ramifications to get him healthy!!
  • INSURER: Trupanion Canada
  • POSTED: 09/04/2013
  • BY: Phyllis
  • BREED: Shih Tzu
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws Is Great!

Healthy Paws's insurance coverage is great and also they have great and friendly staff too! I had a different pet insurance before, but I switched to Healthy Paws after a lot of research about 1 1/2 years ago. I have three Persian cats and one of them was diagnosed "Pyometra" and she had to do surgery, "ASAP".  I had to pay around $2,000 as a deposit and also after surgery I paid $2,000 more. Total 4,000! Well, I didn't expect any insurance company to reimburse me such a big amount, but I filed a claim just in case. Surprisingly Healthy paws emailed me a few days later and they said they would reimburse 90% of it! I could not believe it! Really?!!?! I am so glad to have Healthy Paws insurance! They do care about pets and they did exactly what they said they would. I will recommend it to all my friends and I want to say THANK YOU so much!
  • INSURER: Healthy Paws
  • POSTED: 09/04/2013
  • BY: K.K.
  • BREED: Persian
  • AGE OF PET: Over 11 years

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5

out of 5

MUST HAVE!!!

I have been with Embrace for more than 3 years and I get more enthused about them all the time. I insure two dogs, one with severe neurological issues and another who was healthy as a horse and then developed an almost terminal condition unexpectedly. I think we have now spent around $35,000 dollars on the two of them and 90% was completely covered by Embrace. No arguments, no hassles, they simply do what they've agreed to do and with kindness as well. I find the Wellness plan to be more than worthwhile too- if you provide even the most basic vaccinations and flea preventative, you will more than make your investment back. I will always use Embrace and I encourage every person who adopts a dog (or cat) to get this. It's the best investment you could make and it insures your family member can get the health care they need. Bravo Embrace!!!!
  • INSURER: Embrace
  • POSTED: 09/04/2013
  • BY: Mina
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Great!

We have nothing but great things to say about Healthy Paws. My somewhat accident prone pug has had his fair share of vet visits and every time I have sent in a invoice they email me the next day and it seems like I have a check no later than three days later every single time. They also follow up in a week with a personalized email asking how your pet is doing. We really love their customer service!
  • INSURER: Healthy Paws
  • POSTED: 09/03/2013
  • BY: Cheryl
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Great coverage for your four legged loved ones

Definitely great coverage to have
  • INSURER: AKC
  • POSTED: 09/03/2013
  • BY: Marcie
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Glad I'm with Embrace

when I decided to get this coverage. I spoke to a lovelywoman who was very informative and patient. She took all the information and waited tell I called to complete the coverage once I got my dog. She sounded as happy as I was when I called back to process the coverage. I'm glad we made the right choice and with with Embrace
  • INSURER: Embrace
  • POSTED: 09/03/2013
  • BY: Diane
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Best Pet Insurance out there!!

Healthy Paws is the best pet insurance out there. I have 3 animals insured with Healthy Paws and anytime I have filed a claim they have been so fast in responding. I have never had a bad experience with them. Recently my 8 month old puppy had a very expensive elbow surgery.. I filed my claim on a Thursday and had my check by the next Tuesday. Absolutely amazing! Not only are they fast at refunding you they are so compassionate. I received an email from a rep at Healthy Paws checking on my puppy. Most insurance companies would not do that. I recommend Healthy Paws to everyone I know that has animals!
  • INSURER: Healthy Paws
  • POSTED: 09/03/2013
  • BY: Kelly
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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