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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Treatment eye disorders

My Pekingese Annie requires several medications to deal with her eye disorders. Trupanion has been great about paying the claims I submitted.
  • INSURER: Trupanion Canada
  • POSTED: 11/13/2013
  • BY: Laura
  • BREED: Pekingese
  • AGE OF PET: 7 - 10

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5

out of 5

Treatment eye disorders

My Pekingese Annie requires several medications to deal with her eye disorders. Trupanion has been great about paying the claims I submitted.
  • INSURER: Trupanion
  • POSTED: 11/13/2013
  • BY: Laura
  • BREED: Pekingese
  • AGE OF PET: 7 - 10

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5

out of 5

So Easy

Joe had an ear infection. Submitting the claim was so easy, the hardest thing was to remember to bring the form to the vets (and even when I forgot I called and you faxed one over for me. The whole process was fast. I knew it would be applied to our deduction, as we hadn't used it yet. But overall thrilled with the whole process!
  • INSURER: Embrace
  • POSTED: 11/13/2013
  • BY: Maureen
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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1

out of 5

Waste of money

We took out Trupanion policies for both our puppies when they were about six months old. One dog suffered a poisoning from eating a cigarette butt and ran up a $900 vet bill, of which Trupanion acknowledged $800 would go towards our $1,000 annual deductible. Then the next year premiums came. Not only did rates go up for both dogs (who are still under 2 years old), but they also changed the terms of the policy so that $1,000 lifetime deductible is now "per diagnosis", not per pet. The customer service person I spoke to was rude and had an attitude of "well just cancel the policy if you don't like it." That's exactly what we will do! DON'T WASTE YOUR MONEY WITH THESE PEOPLE.
  • INSURER: Trupanion Canada
  • POSTED: 11/13/2013
  • BY: Christa
  • BREED: Whippet
  • AGE OF PET: 7 - 10

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5

out of 5

Extraordinarily nice people in a bad time

Fist off, I never actually was able to file a claim so I have no experience in that area. I am hear because of the wonderful experience I had after the passing of my cat.After a few weeks of taking my cat to the vet, my bills started stacking up and we realized we needed insurance (even if it didn't cover the current issues). I thoroughly reviewed at least 6 different insurance companies. It felt like learning a new language to figure out what was going on. I went with Healthy Paws for numerous reasons (no annual cap, coverage starts 15 days after signing up, relatively cheap, one time annual deductible, etc). They are vastly better than just about every other company, maybe one or two came close, but I went with Healthy Paws because of an article in the Seattle Times (I think?) that reviewed numerous companies and decided they were the best (if narrowly). Anywho, it was unfortunately discovered that my cat had cancer that was very far along in the abdomen. We ended up putting him down about a week later. It was quite the horrible experience, as he was my best friend and not very old. I made myself cancel the insurance before I could forget. I was quite surprised that my first month fee was reimbursed without any hassle. I was expecting to pay it, but later realized they give you 30 days to "try them out". So that's pretty cool. However, the real reason I am here is that about another week later, at the deepest point of my despair, I got a letter from Healthy Paws in th
  • INSURER: Healthy Paws
  • POSTED: 11/13/2013
  • BY: Cade
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

ER Visits are never fun

I have Healthy Paws coverage for all four of my girls. Though the monthly premiums can get quite costly, I feel like they pay for themselves in the end. I recently had to take one of my girls to the ER for stitches and to get her eye checked out after a spat with another dog. I received an email stating that my claim had been processed within 2 days of it being submitted, and Healthy Paws reimbursed me for exactly what they said they would (90% of the bill after my deductible). The reimbursement check was a huge relief since I had just moved and since the holidays are coming up. This has been a trend since starting a policy with Healthy Paws, my claims are always paid quickly (once all of the proper information is submitted), and they have always covered what their policy says they will cover. I would recommend Healthy Paws to anyone looking for pet insurance.
  • INSURER: Healthy Paws
  • POSTED: 11/13/2013
  • BY: Becky
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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3

out of 5

Payment was too low

While the service and turn around time for my claim was excellent I did not understand while a good chunk of the claim was not paid. I understand about the deductible but not the reduction of the submitted amounts. This is making me think twice if this insurance policy is really worth it.
  • INSURER: ASPCA
  • POSTED: 11/13/2013
  • BY: Robert
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Very Satisfied

I have been paid fairly and promptly for all the claims I have made
  • INSURER: Embrace
  • POSTED: 11/13/2013
  • BY: DeDee
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

My Yorkie (Diva) needed a Healthy paw! SMILE

Recently my Yorkie was accidentally hurt playing with another dog. She started to limp after jumping around in the yard. The vet provided xrays and gave us the bad news. Diva tore her ACL and MCL, she also needed a steel rod inserted. She went into surgery to recieve a new Healthy PAW! With the holidays around the corner we my family was already financially tight and a huge vet bill was coming. I dont know what we would have done with out Healthy Paw Insurance. The support was amazing and they checked up on Diva more then the vet. I really am thankful and enjoyed the emails from your amazing staff. Thank you for such a fast turn around and how easy it was to receive the check/claim. Diva is walking again!
  • INSURER: Healthy Paws
  • POSTED: 11/12/2013
  • BY: Brian
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Finally, an ins. company who reimburses

This is my 3rd pet insurance company and I am thrilled to have received a reimbursement check. The only thing I received from the other companies were excuses. Thank you for fulfilling your promises.
  • INSURER: Embrace
  • POSTED: 11/12/2013
  • BY: Robin
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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