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I like Trupanion. They are thorough and prompt with responses, payment, & follow-up. I do think that office visits and immunizations should be included (since pet owners pay a $50 deductible & Trupanion only covers 90% of the bill).

Have had them for 2 yrs now and my dog has managed to get into all sorts of trouble. Have more than gotten my money's worth! They have been prompt, helpful and personable. Little pricey but well worth it!

I've had Embrace for three years for both my pets. They service claims in a timely manner and have great customer service. Their adjusters get back practically immediately if you have questions. Premiums are fair and have differing deductibles making them affordable. Definitely recommend.

I first learned about Healthy Paws from my Vet. I am so glad I listened to her. I love these guys. They are always eager to help. Whenever I submit a claim, in a matter of 24 hours I get an email letting me know they received the paperwork and are working on the refund. I have never gone more than 10 days without receiving a refund check from them. Everyone who works there have been nothing but professional and helpful to me. They are always concerned about my dog and how he is doing. I love them....

It only makes sense to me to have health insurance coverage for my Australian Shepherd Foster. He's a 7 year old male and as he gets older I feel confident in the care he will receive as well as confidence in the fact that I won't have to worry about how I will pay for that care! Currently I have wellness rewards as part of my coverage for him. I pay $38 a month for his coverage and when I take him for his annual wellness exams, I am reimbursed within a week of the claim being sent to Embrace! I also receive coverage for his flea and heartworm preventatives!! Love that I did this and I would highly recommend all my friends to do the same!

Our 4 year old girl needed a series of tests to address implications of crystals in the urine. We are happy to say that she came through with flying colorsafter being very worried, and Healthy Paws processed the claim (initial claim made in the two plus years we have had our shih tzu and have had insurance) quickly and positively. Since the first claim requires all medical records to be submitted, we were so impressed with their service and their follow-up- they emailed to see how our girl was feeling after all of the tests! We can't say enough god things about Healthy Paws- they are first class in customer service!

I have been a client for 7 years and have been extremely happy with Embrace. They are great with coverage and don't have tons of exclusions for genetic reasons like other providers. Communication is strong and they are quick to review claims and submit payments. I wish they still offered dental coverage but otherwise they are the best provider out there!

We submitted Wellness Claims for our 16 week old puppy and received full payment within 10 days. So Far So Good - Makes me glad I chose Embrace after looking at all the different pet insurance policies available.

Healthy paws was recommended by my vet and I am so thankful I took they're advice. My dog got sick with severe gastritis and had to be hospitalized for 4 days at a cost you can only imagine. I had to file 5 claims due to the different hospitals she was in as well as all the specialists she had to see. I filed my claim on a Sunday and had all 5 checks by the next Saturday. Thank you healthy Paws for making this horrible experience a little better!

Purchased Embrace have had nothing but problems. Denied a claim a 1 1/2 yrs after purchasing insurance stating that it is a pre existing condition for a brused spine and ruptured disc.