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Our baby girl, Stella, tore her cruciate not long ago and we knew the TPLO surgery would need to be performed. We also knew that it's a very expensive surgery. Thank goodness we had Healthy Paws. We got her in for surgery just a few days after finding out about the injury (4/16/14), picked her up on 4/17/14 and paid the $5300 bill. The vet submitted the claim the next day and we received a check on 4/21/14 for $4300. Amazing, right? I had pet insurance with my last dog and there's no comparison between that carrier and Healthy Paws. This dog owner highly recommends Healthy Paws!

After loosing my last pug to cancer, I was determined my new boys, Winston and Bojangles, were going to have insurance. I did a lot of research and chose Healthy Paws. Bojangles was diagnosed with a neurological problem which cost well over $2000.00 when he was still a puppy. Last month we found a lump that surgery was $750.00. Bojangles is now only two. Healthy Paws paid quickly and the amount we agreed to, which is what I expected. But I did not expect the considerate follow ups on how my Bo is doing. They really care. So far my other pug, Winston, has been fine, but I know if he ever needs help Healthy Paws will be there for us. Treatment for my boys and Peace of Mind for me.

My dog got a surgery due to a stone inside his body. I and my family worried about the surgery and his recovery, but did not think about an expensive payment for the treatment, thanks to Healthy Paws! They provided the reimbursement very quickly without any additional questions or limitations. I highly recommend this insurance.

Our 20-month pitbull mix, Lulu, had the misfortune of injuring her knees in a fall. When we went to the orthopedic vet to confirm her regular vet's concerned, he told us she'd torn her ACLs. The quote for the surgery was 4500. After my initial shock, we went ahead and scheduled Lulu's surgery. Here's where it gets too good to be true. Of course our dog is insured. Of course, we felt protected. But when Healthy Paws processed our claim within a day of submission and let us know our reimbursement was on its way, I burst into tears. Two days later, I received the kindest email from Healthy Paws, checking in Lu's recovery. See, as a pet owner, I am willing to do whatever it takes for my dog. She's like my other child. To know that she is well-protected by a kind, compassionate insurance company makes dealing with scary events such as these a little less traumatizing. We are 5 days out from her surgery and she is doing remarkably well. We are deeply grateful.

We've had Healthy Paws for about 1 year now for our 5 yr. old Shepherd mix Kalo. Unfortunately, Kalo has been accident prone since he was a wee pup. After a slew of extraordinary vet bills, we decided to get him signed up for an insurance plan. 1 year later, Healthy Paws has ensured the best service, care, and efficiency in getting him covered. We were nervous given his accident record that they might decide at some point to drop him, yet they've maintained an excellent plan at an awesome price! Recently, Kalo had an urgent series of vet visits after he ingested a foxtail. Over $1,000 later, he recovered. And Healthy Paws didn't hesitate after the claim was submitted-- in less than 24 hours, we had reimbursement checks on the way, assuring us that the bulk of the cost was to be covered. What a relief after the emotional and physical strife! Thanks Healthy Paws!

This is my first time buying any type of insurance and I love the peace of mind that I got from having Embrace and their customer service by my side. We have a 9-week old miniature poodle named Dottie. She just had a very delicate surgery and Embrace has been there to help enable our dog to be a viable light in our family. We have a very limited fixed income, being senior citizens with four teenagers and two dogs. Without Embrace helping to defray the medical bills. I'm an anxious mom and needed the hand-holding that the Embrace provided. I have already recommended this insurance to other customers at the vet and will definitely continue to recommend it and keep it. As soon as I get back on my feet financially, I will get it for my 2 year old Springer Spaniel, Brownie, so I can have the peace of mind and sleep at night. Thank you, Embrace! Definitely recommend!

I have been with Embrace for over four years now and am still pleased with the quick service and and when I am re-imbursed the check goes quickly by direct deposit to my account. Any questions are always answered right away and I love getting the monthly newsletter. I would rate Embrace overall as the best darn Pet Insurance anyone could have and always recomend to others.

Our dog broke his leg and needed surgery. Trupanion was extremely responsive when they received our claim and we received reimbursement right away. No hassles.

Our dog broke his leg and needed surgery. Trupanion was extremely responsive when they received our claim and we received reimbursement right away. No hassles.

the terms are clear. when my great dane had bloat and gastric torsion, the bill was a bit over $5k. After my deductible, they paid 80 percent just as the policy called for. I never even had to talk to them. They handled everything through my vet and I received a check within 20 days. It was so easy and I would go with this company again and again.