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They do not provide the services that the claim. Instead of helping me with any of my $500 worth of animal related expenses, they instead increased my expenses by $20 per month per animal. So since October, I have paid Health Paws roughly $320. However, they only cover about 1/4 of what they say they do. The whole point of insurance is to get help in case your animal gets sick. So, for my cat that needed veterinary services, I have paid $160 thus far. He has bills of $500. 80% would be $400. After my $250 deductible, this would actually help me. However, they play very unfair games. The have my $160 (plus $160 for the other, healthy cat) and they finagle the numbers so that the covered percentage of $500 is somehow only $133.32. So it doesn't even begin to offset my deductible. Therefore, instead of helping at all, my $500 of expenses on Remy has become $660. Thanks healthy paws!

Trupanion is definitely one of the more expensive insurances on the market- however - you get what you pay for! I added the alternative therapy rider to my German Shepherd's plan and when he hurt his shoulder my claim was paid out without any additional questions asked - from 2 different vets for the one injury. What would have cost me nearly $1300 was a lot less. I am able to get my dog the care he needs to heal. In this case, it was cold laser therapy. And I can take my insurance overseas with me for our next duty station.

Trupanion is definitely one of the more expensive insurances on the market- however - you get what you pay for! I added the alternative therapy rider to my German Shepherd's plan and when he hurt his shoulder my claim was paid out without any additional questions asked - from 2 different vets for the one injury. What would have cost me nearly $1300 was a lot less. I am able to get my dog the care he needs to heal. In this case, it was cold laser therapy. And I can take my insurance overseas with me for our next duty station.

My Golden Retriever Layla has been "Embraced" for several years now. I am very happy that I went with Embrace as her pet insurance carrier. My sister uses a different company for her dogs and when I told her quickly my refund arrived for Layla's surgical procedure she was very impressed. I love that the entire claims dept. keeps in constant contact with you during the process of your claim and again, the refund arrived very quickly. Embrace is the only insurance I would use for my pets now and in the future.

I am very happy with Trupanion. I didn't even know about pet insurance until I got a new puppy and at the vet office they told me about it and gave me the info from trupanion for a free 30 day trial for my puppy. I ended up signing my older dog up for it and she unexpectantly got very sick and this insurance paid exactly what the policy states. I am very glad I have this.

I am very happy with Trupanion. I didn't even know about pet insurance until I got a new puppy and at the vet office they told me about it and gave me the info from trupanion for a free 30 day trial for my puppy. I ended up signing my older dog up for it and she unexpectantly got very sick and this insurance paid exactly what the policy states. I am very glad I have this.

I am so glad I chose Embrace. Their customer service is excellent and they make the claim process easy. They keep you updated on your claim and process your claims quickly. Every time I have called, they are friendly and address your questions and concerns. I did research on all the pet insurances and was apprehensive about how the claims process would work for pet insurance if I ever needed to use my plan; but, I couldn't be happier! My dog is like a child, and I am so glad we have Embrace. I will definitely be recommended them to my friends and family.

Made having insurance worth the expense. My vet was able to get approval within the hour and submit the claim themselves saving me out of pocket money.

Made having insurance worth the expense. My vet was able to get approval within the hour and submit the claim themselves saving me out of pocket money.

Our one year old Golden Retriever became very lethargic and seemed to be in pain. After numerous tests they could not find any thing serious. He came home with meds and slowly came back to normal. Healthy Paws handled my first time claim within a week and a few days later I had a check.They also via e-mails seemed to really care about Maxie. They were a pleasure to deal with and I would highly recommend them.