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This company will collect your money until something happens to your pet.Then they will start asking you for all kind of papers you don't even know where to find them.And after the month or so they will refuse to pay your premium without the reasonable explanation.I hope some day someone will take them to the court for scamming people on the massive scale.

After 3 months of intensive research, I selected Healthy Paws insurance and purchased their BEST plan for my Savanna Pup. Just this year we have had 4 claims, the latest being this week with a Bladder stone the size of a QUARTER being surgically removed from my 40 pound sweet Girl. This was a Life SAVING procedure! A few years ago, my Dog Jasper needed surgery that would have cost in the thousands and at that time...I could not afford this. I lost Jasper within a week! When I found out Savanna needed this immediate surgery, I did not even have to ask the cost! All because I have Healthy Paws Insurance, I cannot believe I have not had their insurance for many years! Their claim review and turn-around time is OUTSTANDING! For me, less than 4 days on each occurrence! The Staff is so caring and excellent, they even emailed me prayers and best-wishes pre-surgery! PLEASE...if you love your Pet and wish for them to be healthy and happy and with you for years...choose Healthy Paws. I only have one request, I wish Healthy Paws would take over our National Health Care...you could call it "Healthy-People". Thank you Healthy Paws!

Embrace staff are always available to provide assistance needed. They have clear explanation of benefits that are easy to understand, communicate promptly and are fair in their assessments of coverage. I have been with them for two months and have had nothing but a good experience.

Having used several other pet insurance carriers of the last 10+ years, I was very pleasantly surprised by the quick and efficient way in which our claims were handled. It took away an aspect of stress that you don't need when you're dealing with a pet's surgery.

Having used several other pet insurance carriers of the last 10+ years, I was very pleasantly surprised by the quick and efficient way in which our claims were handled. It took away an aspect of stress that you don't need when you're dealing with a pet's surgery.

Went in to see the vet with my four month old puppy with diarrhea and several other complaints. Bill tallied up to 1200$ and I was thinking "thank goodness I opted for insurance" however my $600 deductible is per issue and they broke down my claim into four different (but all connected to diarrhea ultimately) medical issues. They covered nothing and my deductible isn't close to being met on any of those issues so when I go next week for my follow up nothing will be covered still. Why am I giving them $50 a month if they won't help me get my puppy healthy. I am obviously frustrated but Trupanion might be more helpful if you choose to have no deductible but watch out for the monthly rate you'll have!

Our puppy had a broken leg. We emailed the 1 completed form and all the vet notes and detailed bill from the hospital. Trupanion contacted our other vet for full chart notes and then in about 10 days the check was already in my hands. Couldn't be easier.

Our puppy had a broken leg. We emailed the 1 completed form and all the vet notes and detailed bill from the hospital. Trupanion contacted our other vet for full chart notes and then in about 10 days the check was already in my hands. Couldn't be easier.

I adopted a 50-pound Shepherd mix from a rescue foundation about one and a half years ago. I named him Sano because it means a "healthy boy" in Italian. When I brought my dog for the initial check-up after adoption, the vet told me that my dog would be healthy because he shouldn't have the genetic diseases in some of the known breed dogs. I was hesitated to get pet insurance because of the vet's comment but fortunately, I made the right decision to be a customer of Healthy Paws in August 2013. About 3 months ago in early March 2014, Sano was playing and running with me on a baseball field like usual. Suddenly, his back right leg was limping. He left his leg up and would not touch the ground with it for over a day. He also looked in pain. Guess what, he torn his CCL! After doing some researches, I opt for the TPLO surgery. In the Bay Area, there is really no "cost effective" orthopedic surgeon. UC Davis is very well known for its relatively lower price and good services but it could take over 2 months to be on the waiting list. Sano was in pain so I didn't want to wait. I brought him to a prestigious orthopedic surgeon for a check-up and consultation. Well, prestigious = costly! The estimated cost of the TPLO surgery with following checkups was $6000. I wondered if my pet insurance would cover all the costs. Since I have stable income, I didn't wait but scheduled the TPLO surgery in within a week. I called Healthy Paws the same day asking them if there was a list of "certif

Embrace Pet Insurance has been my piece of mind. Luckily for us our FINLEY hasn't needed much in the way of emergency care. But the "piece of mind" is worth the monthly premium. I know that if something major would present itself that I would be able to do what is best for my dog. I will continue with EMBRACE for the life of my best little buddy. The reimbursement check is received quickly and deposited in my account. I can rest easy knowing that whatever my canine needs I can afford his treatment due to having EMBRACE as his insurance! Thank you for all that you do.