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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Great Experience During a Difficult Time

We had quite the whirlwind of a week with our 4-year-old French Bulldog. She had some respiratory issues early on and then some gastro issues later, which required surgery and various procedures. Could not be happier with Healthy Paws; they have been great and made a very difficult situation a little bit easier to manage. Customer service, the ease of the claims process, and continued follow ups on our pet's well-being are above and beyond what we would have expected when we first got pet insurance. Have and will continue to recommend to others.
  • INSURER: Healthy Paws
  • POSTED: 09/23/2023
  • BY: Matthias
  • BREED: French Bulldog
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

The best

I appreciate you so much, o have had your insurance for my best friend for 9.5 years. I couldn't be happier. I tell everyone (I mean EVERYONE) about Trupanion, how helpful, caring, easy to use it is working with you. You have saved me from losing my sweet baby (Eric) Thank you.
  • INSURER: Trupanion
  • VETERINARIAN: Northgate Vet
  • POSTED: 09/23/2023
  • BY: Linda
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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5

out of 5

Met life pet

This is an excellent policy! The claims are easy to process and the money deposited promptly! Make sure to get the routine pet insurance in addition to emergency! It really is helpful- especially while they are young! Great program
  • INSURER: MetLife
  • VETERINARIAN: VCA
  • POSTED: 09/23/2023
  • BY: Linda
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Awful

We had been recommended petsbest by our vet when we had brought our dog in. We had bought her two days before we signed her up for pet insurance. She had a seizure a week later and pets best is considering it pre existing. Not sure how it's pre existing when we literally just bought her a week prior she was 6 weeks old. I will never recommend this company to anyone. Our dog was diagnosed with a liver shunt and we now have to put her to rest as we can't afford her surgery and petsbest won't help cover any costs due to it being "pre existing"
  • INSURER: Pets Best
  • POSTED: 09/23/2023
  • BY: Heidi
  • BREED: Bloodhound
  • AGE OF PET: 0 - 3

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5

out of 5

Great Pet Care for My Fur Baby

I always want the best for my Fur Baby Snow so I take Him to Bond Vet of Garden City L.I. where they take care of Him like their own Pet. And thanks to Lemonade Insurance coverage he gets all the necessary vqccines and preventive care needed ...
  • INSURER: Lemonade
  • VETERINARIAN: Bond Vet Garden City Long Islang Ny
  • POSTED: 09/23/2023
  • BY: Edwin
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Was a Huge Disappointment

I initially got this policy for a new very expensive pup that I got not too long ago. I was offered a bare bones policy by the sellers but, bought a full policy. I took the pup to the vet on Friday and the claim was not touched until a week later. Nonetheless, I purchased two additional policies for my other two dogs and, was planning to buy a 4th for the new puppy coming next month. However, there were gremlins in the system that didn’t allow me to merge the policies. For over a week I was unable to access the original account until today so I could link the other two policies. I tried linking them but, was unable to because the system didn’t recognized my email address. I have been working with them for over a week to resolve these issues with the website and to link the policies. I called again today to find out what email they had but the policy information and email at their end was correct. The agent told me that she was able to link the policies but, when I tried to access my account the system couldn’t recognize even the original account asking me to provide again my policy number but to no avail. I was already fed up with the whole situation and with the fact that MetLife as big as they are their IT people couldn’t figure out the problem, didn’t get a call back with the status of the trouble ticket, it was a monumental mess. Regretfully, I just told the agent to cancel my policies. She sent the cancellation emails and MetLife lost over $3000 in coverage for my 3 dogs. This was frustrating and disappointing to say the least, I would not recommend this company to anyone. Their process is complicated and they take forever to adjudicate a simple claim.
  • INSURER: MetLife
  • POSTED: 09/23/2023
  • BY: Guillermo
  • BREED: Pomeranian
  • AGE OF PET: 0 - 3

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1

out of 5

Avoid Spot insurance for any type of injury based coverage

Last year after my pup experienced an injury, I decided to get some pet insurance to help cushion the financial burden if a worse accident happened. Had minor claims 2 or 3 times, but then she injured her rear right leg, damaging her ACL, which required surgery if she were to be able to function normally and be able to play. She's only 3, and I can't imagine not letting her have the ability to run and play as she likes, but the surgery was over $5K. Planned to pay regardless, but thought the insurance could help cushion the cost, the whole point as to why I purchased it. We had previously sent over records from our primary vet, who had taken an x-ray the year prior, and said she MAY have hip dysplasia, so because of that SPOT denied the claim entirely. We went to a specialist for the surgery and got more X-rays, and the specialty vet confirmed she did NOT have hip dysplasia, we submitted the documents, and the claim was denied again. The customer service rep provided me with the appeals email, which over the last 3 months, I have emailed several times, and have not received a single response. I confirmed I had the email correct, and still nothing. They don't appear to have any intent of responding or even providing a show of considering an appeal. It seems that this agency is another predatory company in an unregulated industry. Avoid at all costs. Better off paying on your own and saving the monthly fee.
  • INSURER: Spot
  • POSTED: 09/22/2023
  • BY: Tanner
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Pets Best Thee Worst

I wished I had done more research before I decided to go with this company. It seems that they are The Best at denying claims. God forbid that your dog as diarrhea at any point in their life. As Medication, Nerves, Surgeries, Bad Food can cause it. To them its a pre-existing condition. My poor baby had a Foreign body surgery and went in for her first follow up. And hunched posture was mentioned in that visit. Well having your stomach cut open isn't very comfortable to say the least. On down the road a bit, my baby had an FCE which is the acute death of part of the spinal cord, caused by an embolus of fibrocartilaginous material. So pretty much a stroke. Pest Best denied the claim because of the Hunched Posture noted at her follow up visit from her Foreign Body Surgery!! So they basically said that her stroke was pre-existing. Hunched posture is a pre existing condition to a stroke?! I shouldn't have had to appeal that claim, as hunched posture has nothing to do with a Neurological issue. SO to save you time and the headache, Stay Away don't think twice. I've already done the home work for you, the hard way! You're Welcome!
  • INSURER: Pets Best
  • POSTED: 09/22/2023
  • BY: Tonya
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Go with Nationwide

I've been using Nationwide for many years and several dogs. they have been fair; easy to submit claims and fast reimbursement.
  • INSURER: Nationwide
  • VETERINARIAN: Eastport Animal Wellness Center
  • POSTED: 09/22/2023
  • BY: JANICE
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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1

out of 5

Nothing Seems to Be Claimable

Haven't had the insurance long enough for my dog to capitalize on its worth, but from the start it has been "pre-existing" this, etc. I'm shelling out $102 per month and maybe one day, although we never want anything bad to happen to our pets, I will thank myself for buying it.
  • INSURER: Embrace
  • POSTED: 09/22/2023
  • BY: Gary
  • BREED: Bull Terrier - Standard
  • AGE OF PET: 4 - 6

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