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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Best Pet Insurance out there

I cannot say enough good things about Healthy Paws Pet Insurance. I signed on with them in 2008 after months of researching pet insurance and they came out on top and 15 years later I have never regretted my decision. My 5 1/2 year old Lab at the time got Osteosarcoma and I never had to worry about being able to pay the bills as they reimbursed 80% at the time over a period of 13 grueling months that he was being treated. I have had 4 pets since then (now own to three) and every one of them is insured with Healthy Paws. They also have no caps like the majority of pet insurance companies do. I have turned several friends over to them and they are very happy with them as well.
  • INSURER: Healthy Paws
  • VETERINARIAN: Powers Drive Animal Hospital
  • POSTED: 08/16/2023
  • BY: Karen
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 7 - 10

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5

out of 5

Great partner

We have had Healthy Paws insurance since my German Shephard was 1 year old. He was healthy until a month ago (he just turned 12 years old). We found a tumor on his spleen, and because we have Healthy Paws Insurance we were able to make a quick decision on giving him an emergency surgery. Without the surgery, we will not know whether the tumor is cancerous or not. Even though his outcome is not what we hope for, giving him a chance and us extra few months with him are well worth it! The claim process is so easy and fast. It did not add any financial burden on us when we needed them the most. Highly recommend them.
  • INSURER: Healthy Paws
  • POSTED: 08/16/2023
  • BY: Mabel
  • BREED: German Shepherd
  • AGE OF PET: Over 11 years

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5

out of 5

highly recommend!

No complaints from me! Claims are processed faster than my medical claims! Reimbursement comes quickly as well.
  • INSURER: MetLife
  • VETERINARIAN: Flannery Animal Hospital
  • POSTED: 08/16/2023
  • BY: JoAnne
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Amazing

Let me tell you that getting the quote, payment and claims done is so easy. I have been with other pet insurance in the claim process was just hard and most of the claims would get denied because you would need to provide more paper work. It just got tiring and I didn't see any benefit to having it after all the money I was spending every year. Lemonade has great rates and its worth the money.
  • INSURER: Lemonade
  • VETERINARIAN: Pender Veterinary Fairfax
  • POSTED: 08/16/2023
  • BY: Laura
  • BREED: Cirneco dell 'Etna
  • AGE OF PET: 4 - 6

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1

out of 5

Misleading

The website tells you that coverage will be effective the next day and does not mention the waiting period. When you submit your claim then there is reasoning that it was a pre-existing condition and the emergency was not covered.
  • INSURER: Fetch
  • POSTED: 08/14/2023
  • BY: Maymol
  • BREED: American Curl Shorthair
  • AGE OF PET: 4 - 6

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5

out of 5

Great coverage and efficient claim processing

I brought home my English lab puppy in Jun 2020. I initially heard about Healthy Paws through word of mouth so I thought I'd check it out. After doing some initial research, I purchased coverage in late 2020 and have been a satisfied customer ever since. The monthly premiums are reasonable and the coverage is very good. I am most impressed with their service and claim processing. Case in point, I had to take my dog in for a major abdominal surgery last week. The procedure was on Tues and I submitted the claim the following day. In less than one week, I already received reimbursement via direct deposit with no additional follow up questions and absolutely no hassle -- why can't all our insurance policies be this efficient? The explanation of covered items is always thorough and the claim processing time is quick. Their customer service even sent a follow up note to check on my dog, knowing that he had a serious procedure. I'm so glad I had coverage and I would definitely recommend Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/14/2023
  • BY: Charles
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent service- highly recommend!

Lemonade was exceptional to deal with in my recent claims for two emergency vet visits for my dog. the claim was super easy to process and i received payments within a couple of hours. highly recommend Lemonade. great experience!
  • INSURER: Lemonade
  • VETERINARIAN: Eastern Maine Emergency Veterinarian
  • POSTED: 08/14/2023
  • BY: Carol
  • BREED: Australian Labradoodle
  • AGE OF PET: 0 - 3

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1

out of 5

Run Far and Fast From Fetch

Fetch Pet insurnace was a huge mistake. I don’t believe any of these shady pet insurnace review sites. They’re all bots or marketing ploys. The real company will deny all your claims. The real company will never talk to you as a real person. God hell you if you need to get customer service on the phone. Trust me DO NOT GET THIS they will treat you and your pet like trash
  • INSURER: Fetch
  • POSTED: 08/14/2023
  • BY: Kim
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Pets Best is lousy

If you are OK with waiting over 30 days for your claim to be paid and your insurer barely covering anything Pets Best is the insurer for you. We will be switching to Trupanion for much better coverage.
  • INSURER: Pets Best
  • POSTED: 08/13/2023
  • BY: Michael
  • BREED: Miniature Labradoodle
  • AGE OF PET: 7 - 10

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5

out of 5

Great insurance!

ASPCA has been a Godsend. Our male GSD has suddenly come down with uti and prostate issues. These have been costly due to taking time, and multiple doctor visits, to determine what the problem is. ASPCA has provided us with relief to be able to have him treated without worrying about debt. So thankful for this insurance. The only critique,as noted by others, is the amount of time it takes to process claims. So if quick reimbursement is necessary, people might want to shop elsewhere. Otherwise ASPCA is great!
  • INSURER: ASPCA
  • POSTED: 08/13/2023
  • BY: Tere
  • BREED: German Shepherd
  • AGE OF PET: 4 - 6

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