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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Very Helpful

Claims were easy to submit, monitor and I was happy with my reimbursement. Thrilled to be working with Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 10/03/2023
  • BY: Mark
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Heartbreaking rigidity and poor customer service...

For years, I've been paying nearly $200/month for my older dog. I've never filed a claim once. In July, she suddenly needed serious dental work (a lot to process financially and emotionally). I'm 9 months pregnant, working full-time, and have been juggling a lot. Yesterday, I sat down to formally file the claim. That's when I learned the window closed 2 weeks ago. I had no idea there even was a claim window---apparently this is only after a policy renews. The rep told me my renewal was 6 days after the procedure (seriously, just 6 days!). For that reason, the window kicked in and they won't even consider the claim. Had the emergency happened a week later, there'd be no issues, which is a reality I'm struggling to wrap my head around. I can't begin to describe how disappointed I am with Embrace, or how stupid I feel for giving them so much money over the past few years... The policy doesn't cover preventive care (I have to pay *another* plan for that), only emergencies; so, now that I'm finally facing one, I can't believe Embrace won't consider reviewing it given how close it was to the renewal... This is an unfathomably profitable company. I'm not sure how a business taking in *so much money* from its customers won't even offer an appeals process. There's nothing patient- or client-centered about Embrace. If you're in the unfortunate position of working with them, please do yourself a favor and (1) read through every fine line of your policy, (2) set calendar reminders for policy renewals, and (3) file all claims immediately. Embrace's policies and procedures are designed to make reimbursement as challenging as possible.
  • INSURER: Embrace
  • POSTED: 09/29/2023
  • BY: Brynne
  • BREED: Chihuahua
  • AGE OF PET: Over 11 years

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1

out of 5

TERRIBLE

THIS PET INSURANCE SAID THEY SENT ME AN EMAIL SAYING THEY COULDNT BILL MY CARD. INSTEAD THEY CANCELLED MY INSURANCE. SO I HAD NO COVERAGE. YOU WOULD THINK IF THEY WANTED THEIR MONEY THEY WOULD CALL OR SEND A LETTER IN THE MAIL. MY EMAIL IS NOT ALWAYS THE BEST WAY OF CONTACT. VERY BAD CUSTOMER SERVICE. BEWARE THIS IS HOW THEY GET MORE MONEY TO START A NEW POLICY.
  • INSURER: Healthy Paws
  • POSTED: 09/25/2023
  • BY: Regina
  • BREED: Mal-Shi
  • AGE OF PET: 0 - 3
1 comments

POSTED: | BY: The Healthy Paws Team

We understand that there are times a policyholder's credit card used on the policy could be lost, compromised by fraud or that there may be a change in bank accounts, expiration date, etc. When an account goes into suspension due to the fact that we are unable to bill the card on file, we make every effort to keep policyholders up to date and informed about the status of their account. Multiple notices are sent via email, and a Notice of (upcoming) Cancellation is sent out via regular post as well. There is also an automatic grace period that is taken into account. However, if we do not hear back from the primary account holder (prior to the cancellation effective date) the account must be canceled. In order to be equitable to all enrolled pet parents, we cannot make any exceptions to this policy. We're sorry to lose you as a policyholder and hope you and your pets stay well.

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5

out of 5

Great Pet Care for My Fur Baby

I always want the best for my Fur Baby Snow so I take Him to Bond Vet of Garden City L.I. where they take care of Him like their own Pet. And thanks to Lemonade Insurance coverage he gets all the necessary vqccines and preventive care needed ...
  • INSURER: Lemonade
  • VETERINARIAN: Bond Vet Garden City Long Islang Ny
  • POSTED: 09/23/2023
  • BY: Edwin
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Go with Nationwide

I've been using Nationwide for many years and several dogs. they have been fair; easy to submit claims and fast reimbursement.
  • INSURER: Nationwide
  • VETERINARIAN: Eastport Animal Wellness Center
  • POSTED: 09/22/2023
  • BY: JANICE
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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5

out of 5

Love METLIFE

So glad we had the MetLife dog insurance. This past summer my Frenchie suffered a horrible seizure and had to stay in the hospital for 4 days - then we had to go visit a neurologist vet. Thousands of dollars..... Already had met my deductible and very happy to say I got 90% back! It is very easy to submit the claims - and reimbursement comes in about 3 weeks. So happy I had the insurance.
  • INSURER: MetLife
  • VETERINARIAN: West Hills Animal Hospital - Huntington, NY
  • POSTED: 09/14/2023
  • BY: Cathy
  • BREED: French Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Awesome service

I could not give Casey the care he needs of it wasn't for you. You are literally saving his life and I will forever be grateful fo the awesome service you provide. I can never thank you enough,
  • INSURER: Trupanion
  • VETERINARIAN: LIVS
  • POSTED: 09/13/2023
  • BY: Rose
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Claims

So glad I have pet Ins. Claims department is excellent and very fast. Thank you 😀
  • INSURER: MetLife
  • POSTED: 09/12/2023
  • BY: Geraldine
  • BREED: Chihuahua (Short Coat)
  • AGE OF PET: 0 - 3

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2

out of 5

Disappointed with coverage

Our dog's tooth cracked and she had to have it extracted. Part of the extraction process involved teeth cleaning, and Pets Best refused to cover this charge even though it was not a preventative cleaning. We called them to explain this and they still refused to cover it.
  • INSURER: Pets Best
  • POSTED: 09/03/2023
  • BY: Valerie
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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1

out of 5

Awful!

I had insurance for years without a claim. Last month, my credit card on file had a new expiration date and did not go through. My policy was canceled. I was told they emailed me (I searched my email account and only an email from 2 years prior came up), and mailed me - which I did not receive, I called to get it reinstated and they won't do it. My dog is now 6 years old and they can't even create a new policy. Awful!
  • INSURER: Healthy Paws
  • POSTED: 08/31/2023
  • BY: Jackie
  • BREED: Australian Labradoodle
  • AGE OF PET: 4 - 6
1 comments

POSTED: | BY: The Healthy Paws Team

We understand there are times a policyholder's credit card used on the policy could be lost, compromised by fraud or that there may be a change in bank accounts, expiration date, etc. When an account goes into suspension due to the fact that we are unable to bill the card on file, we make every effort to keep policyholders up to date and informed about the status of their accounts. Multiple notices are sent via email, and a Notice of (upcoming) Cancellation is sent out via regular post as well. There is also an automatic grace period taken into account. However, at the end of the grace period, if we do not hear back from the primary account holder (prior to the cancellation effective date) the account is canceled. In order to provide our coverage with no annual or lifetime caps for all pets enrolled with us, we offer plans based on the pet’s information and claims payout in each state. Since your pet fell outside the enrollment guidelines in your state, we could not re-enroll your pet.

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