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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Verified

Reliable Claims Service

In recent months my dog has had a flare up in a previous issue identified while insured. Trupanion covered the issue once again without hassle or delay. I don't understand why anyone complains about this Insurance coverage. I have had it for about 8 years now on both of my animals, and one who passed away last year, and have honestly never had an issue. I highly recommend those with pets to get Trupanion insurance.
  • INSURER: Trupanion Canada
  • VETERINARIAN: Baccalieu Trail Animal Hospital
  • POSTED: 10/20/2023
  • BY: Sherry
  • BREED: Pit Bull
  • AGE OF PET: Over 11 years

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1

out of 5

FETCH IS A SCAM

Fetch will use any loophole to get out of paying your vet bills. Stay away!! You won't be covered when you need it..
  • INSURER: Fetch
  • POSTED: 10/19/2023
  • BY: MARK
  • BREED: American Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Reimbursed for expensive TPLO surgery as expected

My small dog recently injured herself, and that injury required multiple veterinary services, including an expensive TPLO surgery. I submitted a claim for each invoice, and each claim was settled within days. Each claim had an explanation of benefits which clearly explained what was covered, what was not, what how much went toward my deductible. There were no surprises, and I was reimbursed the amounts I was expecting. After having 2 previous pets go through expensive cancer treatments without pet insurance, I will never have another pet without it.
  • INSURER: Healthy Paws
  • VETERINARIAN: OakVet
  • POSTED: 10/19/2023
  • BY: Stephanie
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 7 - 10

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1

out of 5

Cancel insurance

It's been impossible to reach you. I need to cancel insurance for my cat. Please contact me at mardieluebke42@gmail.com
  • INSURER: Pumpkin
  • POSTED: 10/19/2023
  • BY: Martha
  • BREED: Domestic Short Hair
  • AGE OF PET: 4 - 6

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1

out of 5

The worst at taking your money and not covering you when you have issues.

Should of covered teeth extractions. Called before surgery to make sure. After all done declined! Waist of money!!
  • INSURER: Embrace
  • POSTED: 10/19/2023
  • BY: lana
  • BREED: Maltese
  • AGE OF PET: Over 11 years

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4

out of 5

Pet insurance claim

Took a picture of vet receipt & sent in claim to insurance provider. Also sent in S.O.A .P. Notes from vet. Mailed claim to insurance company & waited for results. Thank you!
  • INSURER: MetLife
  • VETERINARIAN: Bartels Pet Hospital
  • POSTED: 10/19/2023
  • BY: Joyce
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Waste of money

I signed up since there was a discount as a Costco membership holder. I haven't gotten my claim money, and it's been several months, and I haven't heard from them despite emailing. Currently paying $40 a month for absolutely nothing.
  • INSURER: Pets Plus Us
  • POSTED: 10/19/2023
  • BY: Tay
  • BREED: Domestic Long Hair
  • AGE OF PET: 0 - 3

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5

out of 5

Best pet insurance company!

Healthy Paws has been a fantastic pet insurance company! The company makes it so easy to submit claims - and getting reimbursed happens very quickly - usually only 1-2 days. I love seeing the reimbursement show up automatically in my bank account. I highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 10/18/2023
  • BY: Heather
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Pets Best truly the best

My sweet pup was unfortunately hit by a car in September and was hospitalized for 4 days. I’m so glad I have Pets Best and that they do direct payment to the clinic. That took such a financial burden off my back because I didn’t have to pay up front and I could get my pup the best care possible without having to worry about finances. Their direct payment took about 5-6 weeks from the time I submitted my claim and the insurance liaison at Wheat Ridge was very helpful in the process. I also purchased a wellness benefit for my pup and their reimbursement for that is very quick and covers quite a bit, I highly recommend it.
  • INSURER: Pets Best
  • VETERINARIAN: Wheat Ridge Animal Hospital
  • POSTED: 10/18/2023
  • BY: Stephanie
  • BREED: Shetland Sheepdog
  • AGE OF PET: 0 - 3

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5

out of 5

Constantly Good Experiences

I’ve had Lemonade insurance for about two years now, and the peace of mind it has given me is worth every penny. My girl had a health scare when she was a kitten, and even though I’ve worked with her vet to keep it from repeating (knock on wood), I knew I wanted insurance to make the financial side of it less terrifying. Their claims are incredibly easy, it’s like messaging someone on FaceBook messenger. A few messages, a picture of the receipt, and that’s it. I’ll be loyal to Lemonade for a loooooong time!
  • INSURER: Lemonade
  • VETERINARIAN: Community Vet in Oneonta, NY
  • POSTED: 10/18/2023
  • BY: Emily
  • BREED: Siamese
  • AGE OF PET: 0 - 3

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