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My husband really wasnt sure about having insurance, and we haven't had to use it as much as I was worried we would need to, but I have zero regrets, the process is quick and easy the monthly payments are low and the deductible is reasonable. I recommend my insurance to everyone. I am thrilled I choose nationwide for ALL of my insurance needs.

In general, I have been happy with Nationwide(VPI) in terms of turnaround time and claims paid but in the past few months, I waited over 5 weeks to get reiumbursed for our claims. That seemed a lot longer than in the past: and the claims weren't reviewed quickly either. I think it is also hard to make heads or tails of things covered/not covered but that is nothing new: insurance in general is confusing and hard to understand. Perhaps that would be an area to work on .

My vet submitted my claims for me and everything was easy

We put our rescued Pup Cooper, a 8 wk old St. Bernard on Embrace Pet and Wellness plans. Cooper is now 10 months, about 158 lbs and thriving. We have only had the regular vet visits and everything needed was covered completely. Take a good look at the Wellness program, it really is worth reading. Lots of little things you would normally not consider are covered. Like grooming and nail trimming, flea and tick prevention, micro chipping, nutritional supplements, OFA testing, training and lots more. Take your time and review all the top rated companies. Embrace really excelled in follow up emails, explanations, etc. They work directly with my Vet and route me any information I need. I really like the not having to worry about Cooper needing care of any kind. Giant breeds need great care, and Embrace takes the worry out of what is covered to meet any needs, current or future. Check them out.

Very easy to file claims. Thoughtful followup.

See above. Phone conversations are always very helpful, pleasant and short.

I have been a Healthy Paws parent since 2012. In 2007 we spent $22,000 saving a dog who was like a child to us. I swore I would never do it again. He lived 10 more happy years. In 2012 I lost another dog because I couldn't afford the surgery. I was heartbroken. Healthy Paws has been there for me ever since. Their rates are comparable or better than even a large employer group plan. You can customize the plans to your needs. The staff is very helpful and friendly, always recognizing milestones with an acknowledgment. Their system for uploading vet invoices couldn't be easier. I get home from the vet, log on with my phone, snap the picture of the invoice and it is uploaded instantly. Usually within 24 hours there is a response that they are dealing with the information. For instance my puppy ate an indigestible piece of rubber, had major surgery for a significant sum of money. He came home on a Wednesday, I sent the invoice about 5pm the same day and they cut my reimbursement check on Friday. Today I received an personal note asking how he was after surgery. I tell everyone. Can't recommend them more. I wish humans could be cared for so well.

Excellent customer service and quick turnaround time to get reimbursed for vet bills.

I am grateful for the coverage you offer. I feel that you really care about my pets. Thank you

Love pets best!