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I like that Trupanion has a once per type of illness deductible. My kitten has had a few bladder infections. My vet and trupanion are working with me to get her the best care.

I like that Trupanion has a once per type of illness deductible. My kitten has had a few bladder infections. My vet and trupanion are working with me to get her the best care.

Last summer our dog Penny's face swelled terribly, and her breathing became labored from a possible bee sting. A trip to an ER Vet fixed her up, and Embrace quickly applied the bill to her deductible.Late in the year Penny could not keep her food down for several days. Her vet was able to resolve the issue after a two day stay. About this same time Penny began having bladder issues. This was resolved as well. Embrace came through and quickly sent a check covering the bilss upon submission of our claims. We are very impressed with Embrace and the personalized service we received.

When we got our first dog my dog owner friends all told me to get her insured right away. I've only had cats and never even heard of getting insurance for them. But I took my friend's advice, shopped around and chose Embrace. I liked what I read and I also liked that they were a local (Midwestern) company. So far so good. It took me a while to understand what the "wellness" portion covered and what the "insurance" portion covered, now that I've got that figured out, it's all good. We use the Wellness portion more... for routine exams, shots, flea & heartworm meds and even nail trimming, we have a tooth cleaning coming up soon and it will pay for that too...anything that is considered prevention. And you get reimbursed in full. We've only had to use the insurance part a couple of times for an illness and an injury, and that's not as good because it usually just goes to your deductible. When it will pay off is when we (heaven forbid) have a major expense with our doggie. Hope we never have to find out,but it's good to have just in case. Sometimes it takes a little long to get the claim through, other times it's really fast. Guess it just depends on their volume. Laura is good and always checks in to make sure we received our check. If you are considering Embrace Insurance, I'd say go for it!

I would recommend embrace pet insurance. They covered our dog's gastro work up, including needed bloodwork. They also covered the removal of a wart our pet was picking at & making bleed. They covered accompanying prescriptions as well. Customer service is friendly & they quickly respond to questions. Their review of claims are completed in a reasonable amount of time & they contact the vet if more info is needed. I like that because it saves me time.

Routine blood work revealed raised liver enzyme. No symptoms so an exray was done which showed liver OK but enflamed bowel was detected. Our dog was completely unsymptomatic , however, a number of medications were prescribed which we purchased and administered. The liver enzyme is greatly improved and no intestinal problems now. Our claim was handled promptly.

I debated insurance for our male mini poodle, knowing that vet bills can be as much as MD bills. My husband was against the idea, so I did it on my own -- and am glad I did, as our puppy just had a bout of gastroenteritis -- and Trupanion payment on the vet bill more than offset the insurance costs to date. I'd researched several companies before going with Trupanion. It's not the least expensive of the carriers, but I'm very satisfied with my choice because of the coverage they will provide. In this first claim, I was pleased with their fast, efficient response, and with their customer service representative.

I debated insurance for our male mini poodle, knowing that vet bills can be as much as MD bills. My husband was against the idea, so I did it on my own -- and am glad I did, as our puppy just had a bout of gastroenteritis -- and Trupanion payment on the vet bill more than offset the insurance costs to date. I'd researched several companies before going with Trupanion. It's not the least expensive of the carriers, but I'm very satisfied with my choice because of the coverage they will provide. In this first claim, I was pleased with their fast, efficient response, and with their customer service representative.

My 1 yo puppy chewed and swallowed wool when I was sick in bed. Few days later he started to unsuccessful poop it out as well as throwing up the rest of the day. He didn't get better over night and needed to be seen. After one x-ray and examination later we had to decide between surgery, ultrasound-waiting-surgery, waiting-x-ray-surgery. I cannot tell you the relief and confidence it gave me to know that when they told me the price for any of these options that I would be able to do whatever it took to safe my puppy. He ended up with a 4 hour surgery, 4 cuts in his intestines to get all the string out and 2 nights in the hospital. Checking in with me and keeping reminding me what they needed for the claim was one thing, but when they even took it on themselves to call the hospital and our vet to get the information they needed I was really impressed.

my puppy had "cherry eye" in the left eye and then in the right eye, 3 weeks later. Trupanion paid promptly and with no problems.