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Would highly recommend this insurance for your pet. Premium is low but pay for injury was great!

I have three dogs covered. Two pure breeds and one mixed. I’ve had several issues with my Yorkie for the last couple of years (two bladder surgeries among other things) and have had good service/refunds. Customer service has also been helpful and pleasant. I don’t have routine vet visits covered but it is great for any illness/surgery. The vets can be extremely expensive these days!

We took our dog to ER for ear infections and it turned out that was allergies which he had allergies history before so they won’t covered any part of medical bill..I called them and was disappointed about it. The lady said it is not their fault, if I have problems, I should call the vet and question them about it...What kind a service is that?

I wish I had done this for all my pets. It is peace of mind knowing I am covered every time i go to the vet. All I can say is I recommend Nationwide to every pet parent.

When we originally purchased the policy from Embrace for our French Bulldog puppy, we had no idea what the were about besides reading a few reviews. The ultimate reason we chose Embrace was the affordable cost over a few other pet insurers I received quotes from. It pains me to say that this is the second time that we have used Embrace in two years for our Frenchies eyes. He only has one eye and when he injured it a few weeks ago, we were willing to do anything we could to try to save it. So far so good as we are continuing treatment, but lots of bills were pilling up. I simply had the vets fill out the prefilled claim form and I scanned them directly to Embrace through the Embrace portal. To my amazement, they have covered everything so far minus our deductible. I can’t say enough kind words about the Embrace staff and company as a whole. They truly care about pets and pet owners through stressful times.

Called a few times and thought my claim had everything needed but was not the case. Finally Maria took over and we got everything squared away. Claim was processed quickly. Thank you!

We are so very grateful that we decided to purchase a Nationwide Whole pet with wellness plan!!! We love out 10 month old Goldendoodle, Duke, however when he decided to eat a sock and had an obstruction the whole situation was very stressful. We were so grateful that we had the insurance which covered his surgery and 3 day hospital stay! What a blessing to be able to only worry about our amazing pup and his recovery, instead of the financial burden it may have caused our family. We are planning to add our older dog to the policy as well. I recommend this plan if you have pets that you love!!!

I was distraught due to my fur baby's lower jaw stuck inside a plastic treat toy. I Had to rush her to 24-hour Vet Hospital in the snow in the middle of the night. However, all turn out fine and she is doing exceptionally well.

Our dog Ty got something stuck in his tummy that wouldn't pass and needed emergency surgery. We were so nervous about the surgery but also the very large bill to get the procedure done. We submitted the papers and Nationwide literally got back to us in 2 weeks and covered 90% of the whole thing. They were there for us when we most needed - thank you, Nationwide!

So far so good. The 1st year has been well worth it as my pup has been a handful!!! The reality is, the insurance is a math equation and you have to balance the spreadsheet to see if it makes sense for you. However if you are just looking to CYA.... PHP is the right insurance carrier