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Both of my doxies had to have mouth surgery and teeth extracted. It was a very costly procedure. I felt confident knowing my insurance would reimburse me for some of the cost. It's very easy to file a claim. My payment was received in a very timely manner.

Great insurance to have. In the first few months of the insurance, it paid for itself. There was a mix-up of the first two claims - the first one wasn't received when we thought it was. That caused some confusion to get things straightened out but once we did, everything was completed quickly. My only suggestion to future insurance holders is that don't be a go-between Have the vet work directly with the insurance company..

I'm disgusted that Nationwide's annual coverage only covers 1 monthly veterinary invoice for Cushing's. I have bought annual veterinary coverage through Nationwide (formerly VPI) for each of my 2 pets for the last 12 years. My dog was diagnosed with Cushing's disease at age 11 and since then, I receive veterinary bills of $300-500+ every other month. However Nationwide will only reimburse a total of $385 per year for Cushing's. Why am I bothering to get pet insurance???

My dog had emergency back surgery. The customer service department gave me complete information on what they would need from the doctor when I filed the claim. Payment was made in weeks, despite the 37 page claim.

We were skeptical about insurance at first, but with a golden puppy who was into everything we decided to go with the highest plan they offered, thinking we would lower it after he was done with his first year of appointments. THANK GOODNESS WE DID. Our pup ended up with water diabetes, a disease that is easily treatable with eye drop hormones that run you about $70 for 5oz. He will be getting these eyedrops twice a day for the rest of his life. The expenses incurred to diagnose him, treat him, in addition to his regular monthly expenses would have seemed impossible. Receiving 90% back on each of his vet visits has been amazing. We have always provided appropriate documentation, and have yet to be denied. I would recommend to anyone!

Nationwide is the best insurance available, it covers everything the discerning dog owner needs.

When we learned our dog had bone cancer we were so grateful that Embrace was there to help us in making the best decisions in his treatment. Their claim review was fast which made paying the vet bills a little bit easier. Our dear Sydney lost his battle with this cancer but we will be ever grateful to Embrace for their help and support. Thank You Embrace!!

The person I spoke with took his time explaining things and never made me feel rushed. He answered every question I asked and seemed very knowledgeable. He was very pleasant

After years of owning dogs and worrying about large vet bills, and whether to go ahead and get this or that treatment option, we finally decided to pay for an insurance plan. I am so glad we did. Our dog had surgery the first year of the plan. We paid our deductible and 20% of the costs, the rest was covered. We saved well over $1000 and had no problems submitting or receiving claims.

Years ago, I had to put a dog down because we could not afford the treatment.....I knew I'd never let that happen again...this is peace of mind for me. They are affordable and provide good service...