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My Bernese Mtn. Dog found an old corn cob in the woods, ate it and got sick. Half of it came up in the morning, the other half went the other direction. Vets didn't find it until day 2, by then she was severely dehydrated and organs began shutting down. More complications after surgery due to infection required several extra days in isolation. I could not have afforded this entire process without Embrace insurance. Thank God it was covered and saved my dog's life.

Embrace is quick and follow their agreement to perfection! I'm glad I have them on my side!!!

I have had ASPCA pet insurance for several years but have not had to file a claim until this past December. My dog, Woogie, was diagnosed with a heart murmur and the vet started her on new medication. She also has allergies and has medication for that as well. Since December I have filed 3 or 4 claims mostly for the medication she takes. I have had a good experience and representatives have called me twice in the last couple of months to ask if I had questions about claims or if I needed anything at the time. The claim process is a bit slower than I would like (takes about 4 weeks of late) but that's not terrible and I have never had a problem getting information or understanding my claim reimbursement. Overall, they do a great job!

I received this company's name and information as part of adopting from the Humane Society. I immediately went home and activated the service that same day. 4 days later, I took the two girls to my regular Vet and had them examined. It turned out that they had fleas, a cold, and ear mites; all of which they received medications for. When I called PetPartners to see how to file my first claim I was told the following:1) I can't file because the policy didn't "actually" become active until 5 days after I activated it (It was only 4 days AND this 5 day waiting period was not mentioned when I activated the coverage.) 2) They don't cover fleas or mites, even though they DO consider them parasites and admit they can endanger the animal's life 3) They "might" cover the cold and I was certainly free to file the claim though the gentleman doubted they would reimburse me for that, UNLESS I was willing to move up to the next level of service. So, all in all, NOT the kind of service I had expected coming from an endorsement from the Humane Society. I cancelled the service that day(almost a week ago) and I'm STILL waiting for my refund.

My mixed breed Golden Retriever Sugarbear has had numerous medical problem in the past few years. I understand that she is now 14 years old and is in her retirement age. The qualified people at ASPCA have been there for me all the way. Helping with my claims & also phone calls to follow up on her recovery. And even asked how I was doing. Just can't say enough good things about them Highly Recommended!!!!

Our pup of 6 months developed a loss of balance and kept falling down. We took her to our vet who told us it was some kind of brain issue and had us go to a specialist who did MRI, spinal tap and blood work. They were unable to find the cause and put her on antibiotics for a month. She is currently doing well. The cost exceeded $3000. Embrace approved our claims, and we should be receiving a check shortly less the deductible. We are pleased with the service we have received and would highly recommend them to other pet owners.

After recommendations from vets, we went with Embrace. Upon signing up, we were told we had to wait three weeks before it would to into effect. Our first claim was denied because there was a SIX MONTH WAITING PERIOD. Once the claim was denied, there was a great note letting me know the issue would now be considered a pre-existing condition. You are better off putting the premium payments in a savings account.

My cat Mozzi has a rare condition and recently required surgery. I'm so thankful we enrolled him in Embrace! Embrace answered all my questions and processed our claims quickly! I really appreciate having financial help so I can focus on getting my little guy completely health again!

I've had Embrace insurance for my Yorkie for several years now. This is the first time the ER Vet bill was more than my deductible, and the entire process was very quick. I filled out everything online and in no time, I had the claim check. Embrace even wrote me to make sure I received it okay. Very pleased with the way my claim was handled.

My beloved senior Labradoodle ruptured both ACLs simultaneously and it was a huge relief knowing Trupanion would handle our claims quickly and fairly. Having the assurance of knowing her specialty surgery and physical therapy for recovery was covered allowed us to concentrate solely on her needs and not worry about paying the associated costs. Trupanion payed the claims promptly and without question. Our girl is fully recovered and walks 2 miles per day. Thank you Trupanion for helping us help her!