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We have been insured with Embrace for approximately 5 years and until recently never had a substantial claim. Although we tried going the conservative way by getting a brace we ended up having to have surgery for a torn ACL. They have taken great care and covered the brace, surgery and physical therapy. My only concern was that once our dog turned 5 (even though we had no claims other than minor things) the rates went up substantially and so we had to reduce our coverage and raise the deductible in order for us to be able to keep her insured, which thankfully, we had during this difficult time.

Complete Scam. They advertise their pet insurance policies at a lower rate and then SKYROCKET the premium after one year. I was paying $36.97 a month starting on 4/20/17 and as soon as my coverage renewed on 3/20/18 they increased the premium to $69.93. THAT IS OVER 190% INCREASE. STAY AWAY. I NEVER SUBMITTED A CLAIM.

Very nice. Very efficient

My Cane Corso became very ill and had to have emergency services at the tune of $900 which I was not prepared for but ASPCA stepped in and expedited my claim and reimbursed me an adequate amount after I met my deductible. I was thankful that I not only had this additional coverage but the claims representatives were courteous and compassionate and assured me that they would do their best to process my claim as quickly as possible!

Marco needed urgent bladder surgery to remove stone and postoperative care. Nationwide refunded the cost of the surgery according to my plan in a timely easy to understand manner. They were better to deal with than my own health insurance company!

We had boarded Phoebe when we went out of town at a reputable kennel. She was fully vaccinated, which was also a requirement of the kennel. Five days after we brought her home she developed a violent cough almost like something was lodged in her throat. We took her to our veterinarian and it was diagnosed as kennel cough. It was frightening. She had to be x-rayed to ensure there wasn't something lodged. Nationwide covered almost the entire visit which was wonderful.. I would recommend this insurance for all pet owners

With several Knee injuries, Embrace is always there, fast reimbursement and great customer service

What a great process getting my pups surgery preapproved. I've had the best experience with Trupanion the entire way. So thankful for how their agents and claim process.

U guys r awesome and can't wait for my bulldog to b a mommy.

What a great process getting my pups surgery preapproved. I’ve had the best experience with Trupanion the entire way. So thankful for how their agents and claim process.