Find and read reviews with confidence

When we adopted Dewey at 10 weeks old from our local Humane Society, I debated whether or not to get pet insurance. I decided to go ahead and get him covered then, just in case we needed it when he got older... he's a large breed, and our previous dog had developed mobility issues when he reached old age. I never thought we'd have to use it much until Dewey was much older, unless he suddenly got ill or was injured in an accident. Then at about one and a half years of age, he developed luxating patellas in both knees, requiring corrective surgery for each knee separately. I don't know what we would have done without Embrace to help cover the vet bills for each of his two surgeries. They were great from start to finish! Their customer service is fantastic, and they process claims very quickly. Thank you, Embrace! Dewey is doing well and recovering from his second surgery. Because of you, we've been able to focus on his rehab and not worry so much about the surgery bills. I'm so grateful for our policy with Embrace!

Our little Champ rarely ever gets sick or has any issues, but when he stopped eating and started vomiting, we took him in immediately. He had contracted a stomach virus that required him to be hospitalized for treatment and fluids for several days. From our history with other pets that are insured through Nationwide, I felt confident in allowing Champ to receive the medical care that he needed to get him healthy again. He returned home from the vet completely recovered. We went from losing sleep from our worry, to being extremely relieved to see him come home and being back to normal. Nationwide provided a full reimbursement for the vet costs within just a week and a half of when I submitted the claim. It was yet another experience with Nationwide that makes us grateful for their coverage and gives us the confidence to ensure that our pets get the medical attention that they need, when they need it.

Prompt payment, no hassle. Wish they had highlighted or emphasized a direct deposit option when I enrolled, and also during the time I have been a client. I had to call and get that set up after claim was paid, and check was sent. This would shorten the time to get repayment, and reduce chance to lose a mailed check. Overall my experiences have been very positive.

We are very happy with the help we have received with Otis during his most recent health issues. We have had pet insurance for Otis since he was a pup and we have always been very satisfied.

I have had a Embrace policy for the past nine years since we adopted our beautiful kitty when she was 8 weeks old ! My cat has to take meds each month and Embrace is quick to turn around my claims whenever I have to order medicine for her and they are very good at communicating the status of my claim all the way through their claim processing ! They are a excellent company to deal with and pride themselves on their customer relation skills which , in my mind , is very important to all of us pet owners ! I would highly recommend them for anyone thinking about purchasing pet insurance ! You will not be disappointed !!

I just want to say Thank you! Its such a comfort knowing that Nationwide is there to help with vet bills. At times you don't expect things to happen with pets but just like humans there are emergencies that are unplanned. Recently I had to take my dog (my heart) Jackson to the ER Vet and was so grateful to get most of the money back from Nationwide. Thank you for making things a bit easier.

This is the second time I've had a larger than normal issue. Because of embrace my Sunny gets to live.

Although Nationwide (formerly Vpi) helped out with the bills, the initially declined a couple claims for reasons that were not correct. Our pup had chronic diarrhea and they ran several tests including giardia. This was just just one of several test to triple out the problem. NATIONWIDE covers e. r. Visits, but cited this as not a covered visit because they don't cover Giardia. In other words they found 1/2 a reason to decline a whole claim. Same with her tooth. E. R visit for a broken tooth, main visit was for broken tooth, they just cleaned the rest of her teeth while she was under (Which I knew wasn't covered but I was paying for) and declined the whole e. R. Visit. I had to fight and explain to them to stop assuming as both visits were e. R. Visits. Vpi was never like this and they didn't have specific limits for each specific injury or situation. I miss them. :(

Trupanion has made keeping our pet which is a family member healthy. Insure your pet to help keep out of pocket costs down when it matters.

I don’t know what I would do without embrace pet insurance. They help me every time my pet has to go to the vet. I don’t have anything to worry about, I know he is covered.