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When we found out that our German Shepherd, Archer, had lymphoma we had to make some quick decisions. Without treatment, he was given days or weeks to live. As a terminal illness, our best hope was to pursue chemotherapy treatment to give us more time with him. Through Embrace, we got another 8 months with our sweet boy. Treatment that would have cost us over $10,000 was accessible with the help of our pet insurance where we paid under $2500 for our portion. Their customer service team truly cares and their online portal makes claims submissions a piece of cake.

I made the mistake of not looking at my policy clearly and neglected to file claims for years...now that my dog is very sick and the bills are stacking up fast, I reviewed my policy and found that I could easily go back and submit claims for the last couple years of charges. This will definitely make a huge difference for me and will allow me to continue the critical care my dog needs.

The staff has been very helpful, it is very easy to submit claims and I love that they check in on your pet when they see that something has happened.

Trupanion has been a blessing! I highly recommend them, prompt and courteous.

This pet insurance is not only affordable but the process is easy, and i am able to communicate with them when I need to!

I just fond out that my dog has diabetes and he had to go and get all these different test . and the bills where a lot , but with the help of having Nationwide I was covered for all his medical bills.

I got ASPCA after my puppy tore her first ACL, knowing that the chances of her 2nd one blowing out in the near future was high. About a month after her first accident and getting ASPCA, her 2nd ACL went. I have accident only which only cost me $25.00 a month. I had no problems with my claim of almost $3,500 for the surgery! They paid me back my 90% with no questions asked. I only had to fill out about 5 minutes worth of information on the ASPCA app and they handled the rest! Very thankful, and highly recommend this company!

I have been an Embrace member for several years through USAA. I switched after my previous pet insurance went up to $800 a year for my cavachon, Calvin, despite his never having been diagnosed or treated for any chronic illness even at age 8. About a year after I switched plans to Embrace, routine "senior dog" bloodwork recommended annually by my vet detected extremely high liver enzyme levels. After various tests were inconclusive, my vet recommended a specialist who recommended a full liver biopsy with four liver samples taken. At that point, including the surgery needed for the biopsy, the total vet bills were upwards of $4,000. Then, once Calvin was diagnosed with copper storage disease, I had to pay for expensive medication to pull the excess copper out of his liver. Fortunately Embrace quickly reimbursed me everything but the small deductible and co-pay I had selected. Prior to this I had very recently been through a traumatic divorce, and my income was reduced over 75%. So, Embrace was salvation for me financially and emotionally, since Calvin was my sole comfort on many days, and I didn't have to worry that I would not be able to afford to care for him now that he was sick. I don't know what I would have done if I had not had Embrace. I recommend pet insurance to everyone now, and specifically Embrace. You never know what life will bring - be prepared to care for your pet!

My dog ingested two whole moccasins (shoes). Endoscopy was required to remove the material from her stomach. I knew the vet bill was going to outrageous. Luckily, I have the major medical plan through Nationwide. They covered everything except my deductible. I was ecstatic. At first the monthly insurance payment seemed steep, but given these circumstances I find it well worth it.

My dog had a growth taken off her nose and Nationwide covered almost her entire bill. I received a check in the mail about two weeks after I filed my claim.