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Embrace is a wonderful company and totally worth the cost! Every new pet owner needs to get insurance!

Fast processing and payment of claim

I have a 2 year old Border Collie mix. She fell ill and dehydrated and refused to eat or drink. My vet ran tests and started an IV, but by afternoon, they didn't have the equipment that was needed to find out what was wrong with my dog. She was transferred to an emergency care hospital so that she could have an ultrasound and have 24 hour round the clock care. By running many tests we could eliminate several causes including blockage, so that we could avoid surgery. Between my vet clinic and the emergency services, my bill totaled over $2200. Since I had the peace of mind of Healthy Paws insurance, I was able to tell these vets to do whatever it took to save my little girl. I had chosen $250 deductible with a 90% payout. I submitted all of my bills to Healthy Paws on a Monday and by Tuesday morning they had approved it all and was sending a check out to me. Healthy Paws does not pay a regular vet exam or preventative shots. But what I really like about it, is that the deductible is for all year long and not per incident like most of the other pet insurances I checked into. The monthly premium is very reasonable, and they have fast turnaround. You must pay the vet bill up front and then they reimburse you, like all the other pet insurances. This company cares. They even sent me an email within a week of submitting my claims to inquire as to how my dog was doing, and this was not a form mail, it was personal. I responded back and they thanked me for doing so. I highly recommend this company for pet insurance. As I found out that pet bills can be as high as human bills, I will never be without this as long as I have pets. My dog is just 2, it can happen to any dog at any age. I recommend Healthy Paws to all my friends and family!

I have had VPI for quite some time for my working GSD. When it was just VPI, they were awesome and turnaround time was 5-7 days. Now, I'm lucky to get anything withing a month's time. They are getting worse on what they will and will not pay for or for the amounts they WILL pay for some things. I pay for preventative medicine as well, and they are now denying some of that. Considering they hiked the prices, they need to pay more. I can't take her anywhere else because she has recently been diagnosed with EPI, however, all her test results have returned to normal and she has gained her weight back and is working again and happy. I am just disappointed in the entire insurance racket for the fur babies. They are cheaper than most.

Josie is being treated for what appeared to us to be seizures. She has not had any further episodes since receiving her VOM treatments. I am happy to say that I've reached my deductible!

Healthy Paws answered all of my questions, and there were a lot before we signed our baby up. I took him to the doctor like weekly, because #crazydogmom and they explained what would and wouldn't be covered based on the "pre-existing" condition, I was very happy and surprised with what was covered even though he had been seen for it in the past. About a week after we enrolled our guy torn his ACL and they we so supportive, checked in on him and reimbursed me quickly. They even cover Physical Therepy!! Having insurance for our fur baby is the best decision we have made! I highly recommend Healthy Paws!

I am so impressed, my claim was paid in a week (both claims). Very easy to file, and really helped at a time that I was worried about my sweet boy.

I have two Shih Tzu girls. Totally happy with Aspcca Insurance. They actually do what they say they will and they repay promptly.

I purchased Sabbath's pet health insurance about 2 weeks after I adopted her (at age one) and she had eaten two boxes of window caulk. (Labs, labs, labs!) I still remember that the sales rep I spoke to helped me laugh and feel much better about the caulk incident in addition to helping me purchase a policy. Recently Sabbath, now 8, had to have surgery and pathology for a mast cell tumor which, thankfully, was localized. ASPCA pet health insurance reimbursed me quickly for a large portion of the costs, for which I am extremely grateful. As Sabbath enters her senior years, I certainly have peace of mind knowing I will have financial assistance and so will be able to provide for my dear girl. The follow up call I received today was so kind and I thank you all from the bottom of my heart.

I have been fortunate to date that all my claims have been for wellness for my sweet Great Pyrenees dogs. With that said, I am never lacking in coverage for my two and whenever I have a question about the coverage and status, the claims staff is excellent. They are personable, professional and knowledgeable. I am pleased to be apart of the Embrace Insured family! Keep doing a great job!