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They don't cover any condition that was even present before you take out coverage. So if your dog has something that the vet has looked at before but no action was needed at the time. It is not covered if you need something done at a later time.

I am very impressed with Trupanion. When we first adopted our Yorkie, Tiny, 3.5 years ago, he came with a month of free insurance. Within a month we noticed a tiny was having problems with his hip. The breeder offered to take him back and send us a new puppy, but we were too attached after just one month. We continued to keep the Trupanion coverage and within the first six months receive the benefit of over $1800 towards surgery cost. There was never any questions or problems. Just recently our little boy had seizures so we had to take him to the vet - after $300 in bloodwork we have an answer. He'll be okay. Our vet submitted the paperwork to Trupanion at noon yesterday and by 8pm I had confirmation of payment! That is first class treatment!!

I am very impressed with Trupanion. When we first adopted our Yorkie, Tiny, 3.5 years ago, he came with a month of free insurance. Within a month we noticed a tiny was having problems with his hip. The breeder offered to take him back and send us a new puppy, but we were too attached after just one month. We continued to keep the Trupanion coverage and within the first six months receive the benefit of over $1800 towards surgery cost. There was never any questions or problems. Just recently our little boy had seizures so we had to take him to the vet - after $300 in bloodwork we have an answer. He'll be okay. Our vet submitted the paperwork to Trupanion at noon yesterday and by 8pm I had confirmation of payment! That is first class treatment!!

I just signed up with PetsBest in October 2014 and have already used it twice. I am very pleased with the service. Affordable plans, great coverage, easy claim filing, very quick to respond to claims. I couldn't be happier with them. Highly recommend!!

Our Simi started out with what the vet thought was a bladder infection. On a sun night we rushed to an emergency animal clinic. Exrays showed stones in her bladder. Removed 30 stones. We filed our claim for $3200.00 We received a phone call within days saying claim was processed. The caller also sounded truly concerned about our dogs illness. 4 weeks later we are rushing her to emergency again. Anal gland ruptured. Three claims filed for that. Follow up calls from ASPCA. Claims paid. Wish my insurance company acted like my dogs. They care about your pet!!!!

We have had VPI since 2006 and have been very satisfied with them. Our little female became ill in October of 2014. We have paid over $4000 (tests, treatments, medicines) and have receive all but maybe $1000 back, and that was explained well in the EOB. They have been very easy to work with and easy to file claims. I would recommend VPI to everyone that has a pet.

My flat-coated retriever had an episode of vomiting, infection of his prostate and bladder that require a visit to the ER as well as a followup with my regular vet. My claim was paid promptly and was what I expected. VPI made it easy.

I have been a VPI member for over 20 years. All of my pets past and present have had/still using VPI pet insurance. I have been to the other pet insurance websites and compared the different rates but none compare to the prompness, and quality care that I get from VPI. Filing a claim is fast and easy. You can go online to their website and find the status of your claim. As long as I have my pet dogs I will always use VPI pet insurance.

We have two pitbulls, and signed up with VPI about a year ago. Little did we know that just a little over a year later, our youngest would be diagnosed with a tumor that required the removal of her tail. VPI covered every claim I submitted for every last penny, and turned what could have been a financial disaster (or worse yet, an emotional one), into a stress-free situation. Thank you again, VPI!

We have benefited from having insurance due to the fact we have a large dog.Over the years we have had to use our plan. It has helped us. Whenever I have had to call and ask questions the agents have been nothing but helpful, kind, and concerned about our Gunnar.