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Healthy Paws is the best! It is extremely easy to submit claims; my vet sends me a PDF file with my invoice via e-mail, and I just upload this on the Health Paws website. In addition, Healthy Paws processes my claims in an extremely timely manner, with everything resolved in less than two weeks. Any coverage benefits are deposited directly to my checking account. The whole process couldn't be easier! All this for an extremely reasonable cost. What this means is that when considering care that my pet needs, cost is not really an issue. Makes decisions MUCH easier! Add in great customer service and I am VERY happy that I chose Healthy Paws.

My dog has had a couple of surgeries and vet visits. I was reimbursed in a timely matters and it was easy to sumit the claims online

Having had other policies with different insurers in the past, I experienced a host of issues when it came to reimbursement. After they nit picked out all the things they were not going to pay for in a claim, you were left with very little (if any at all) reimbursement. One of the biggest differences between all pet insurance carriers compared is that Embrace covers your vet's office visit. Have not found another who covers this expense and it is often the primary expense of your visit. Additionally they reimburse based upon your actual cost, not on a predetermined schedule. Claims are processed expediently and all EOB information is available through your log in. In my opinion, Embrace is, hands down, the best pet insurer on the market today. You even get to choose your level of coverage and deductible!

My dog is currently battling lymphoma. Embrace has covered his chemo with no hiccups. I am so grateful as I would not be able to afford this treatment otherwise.

Had complications with a spay surgery. Claim was handled immidiately got a reimbursment check within a week.

Since April 2013 we have had our 3 dogs on the level 2 plan with ASPCA. Recently 2 of our dogs had extensive medical care resulting in hefty vet bills. Thanks goodness for ASPCA!! Their response and payments on these claims were hassle free and prompt. I highly recommend ASPCA to pet owners!

My lab puppy is a challenge and is extremely active. He finds himself getting hurt and into everything . He has had to wear the cone of shame more times than we can count. Nationwide has been there for us everytime! I can’t say enough god things about them. We have had two other labs that were insured by other carriers and I wish we had known about Natonwide for them.

Nationwide Pet Insurance was a lifesaver for our family member, a Jack Russell Terrier named Izzy. Izzy was diagnosed with a severe heart murmur (Patent Ductus Arteriosus - PDA). We were referred to the University of Minnesota Veterinarian Medical Center and she had to have surgery to correct the murmur or she wouldn't make it to her 1st birthday. Izzy is now 1 and Nationwide along with U of Minnesota Vet Center saved her life. Thanks for making my son and daughter's first puppy a permanent family member. Steve Heydt

Good coverage, reasonable premiums and quick claim turnaround.

Excellent company with great coverage!