MetLife
4.0

out of 5

MetLife Pet Insurance for Dog & Cat

Updated: November 14, 2024

MetLife Pet Insurance offers accident and illness coverage for dogs and cats in the United States. They are a well-established company that offers a variety of policy options to fit different budgets with a reputation for their great customer service.
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MetLife Pet Insurance Details

    • More: MetLife Pet Insurance Reviews

      Why Our Users Picked It:

      Our users raved about MetLife’s exceptional customer service and the fact the company offers comprehensive coverage that supports both preventative and emergency care. And users also appreciate MetLife’s competitive pricing.

      Pros & Cons:

      • Lower pricing than many providers in the market
      • A wide range of coverage options
      • Friendly and knowledgeable customer service reps
      • Easy and fast claim process
      • 6-month waiting period for cruciate ligament issues and intervertebral disc disease

      Plan Limits

      • Per Condition Limit $2,000 - $10,000
      • Lifetime Limit
      • Deductible Type Annual
      • Direct Pay

      What is Covered?

      • Accidents
      • Illnesses
      • Hospitalizations
      • Surgeries
      • Diagnostic tests
      • Exam fees
      • Cruciate ligaments
      • ACL
      • MCL
      • X-rays
      • Ultrasounds
      • Medications
      • Holistic care & Alternative therapies
      • Emergency care
      • Pet food, Special diet
      • Parasite preventation and treatment (available with optional Preventive Care coverage)
      • Intervertebral Disc Disease (IVDD)
      • Posterior Cruciate Ligament (PCL)
      • Cranial Cruciate Ligament (CCL)
      And more! (subject to terms and conditions; review policy for complete details)

      Plan Summary

      Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

    Most popular State insured by MetLife Pet Insurance

    Here are the top 10 State covered by MetLife insurance.

    STATE / PROVINCE % of user
    Florida 9.23 %
    California 9.23 %
    Illinois 7.69 %
    Pennsylvania 6.15 %
    Texas 4.62 %
    Virginia 4.62 %
    New York 4.62 %
    Colorado 4.62 %
    Georgia 4.62 %
    Maryland 4.62 %
    Data source date 60 days, based on user selected percentage
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    Compare With Other Top Pet Insurance Providers 2024

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      Users appreciate the efficiency of claims processing and prompt reimbursement. They also love the great customer service Embrace offers.
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      Many users have praised Spot for their quick and hassle-free claim process. They also mention how quickly they are reimbursed in most cases and that customer service is both kind and helpful.
    • ManyPets Pet Insurance
      Users love the great customer service offered by Many Pets and the fact that they offer competitive pricing. Many Pets will also reduce the accident and illness waiting period to 24 hours if you are switching from another insurance provider.
    • Pumpkin Pet Insurance
      Reviewers highlighted how wonderful customer service is. Not just responsive and knowledgeable but also really compassionate during times of stress and worry. One person even mentioned how the company sent flowers after her pet had to be euthanized.
    • ASPCA Pet Health Insurance
      Users appreciate that the ASPCA Pet Health Insurance program offers up to 90% reimbursement of covered conditions for services relating to emergency visits, chronic conditions, alternative therapies and even things you may not think about like prescription medications. For an additional price per month, one of two optional Preventive Care plans can be selected to reimburse on things that help keep your pet healthy. Many users have also highlighted the positive experience of working with the helpful and responsive customer services representatives.
    • PetPartners Pet Insurance
      Users have raved about the awesome customer service this provider offers. Some have also highlighted quick turnaround time for payments once a claim has been submitted.
    • AKC Pet Insurance
      Some reviewers have praised AKC for offering an easy claims submission process. Others have said how much they appreciate the great customer service and that payments are generally made within days of making a claim.
    • Pets Best Pet Insurance
      Users rave about how easy it is to submit a claim and receive updates on it. Many have also said how much they appreciate how fast reimbursements are. The company has also been highly praised for its transparent coverage policies and clear communication.
    • Figo Pet Insurance
      Reviewers appreciate that Figo offers Wellness coverage for preventative care. Many also mentioned the claims process was hassle-free.

    Select up to 3 providers to compare

    MetLife Pet Insurance FAQ?

    • Does Metlife pet insurance have a waiting period before coverage kicks in?

      Yes, accident and wellness coverage begin on the effective date of your policy. Illness coverage begins 14 days later.

    • Does this insurance let me keep my vet?

      Yes. In fact, Metlife pet insurance allows you to visit any licensed vet in the United States.

    • Does Metlife offer any discounts?

      Yes, they offer a variety of discounts including:

      • Employer Benefit Discount
      • Affinity Group Discount
      • Internet Purchase Discount
      • Military, Veteran & First Responder Discount
      • Healthcare Workers Discount
      • Animal Care Discount

    • Does Metlife have any age restrictions?

      There are no upper age restrictions but pets must be at least 8 weeks old to be enrolled.

    • Is there a waiting period?

      Accident coverage begins in just 1 day while illness coverage is 14 days.

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