Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process.
Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets.
To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month.
1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
Trupanion has covered my pets medication and medical bills at 90% reimburement as promised. Processing could be faster but they have good customer service and I follow up with e-mails.
5
out of 5
POSTED:
| BY: Douglas and
True To Their Promise
Within the last couple of years our beloved dog began to encounter multiple medical problems.Our veterinarian referred us to specialists. It was all very expensive. Thanks to Trupanion our dog received the the best possible care and we didn't need to mortgage our house. We are very happy and pleased with Trupanion. They are very consumer oriented and honest.
I only wish our people health insurance was so good.
5
out of 5
POSTED:
| BY: Alfred Avila
Madison
The staff at Pico Rivera Hospital and Trupanion make an ideal team. I will unconditionally recommend Trupanion.
5
out of 5
POSTED:
| BY: Vigeant's Zoe
Zoe ingested a popsicle stick
Zoe took a Popsicle from one of the children, andswallowed it stick and all. She got diarrhea and was throwing up. Our vet was closed so we took her to emergency. She had x-ray's and they said it should pass. We are very pleased that it did and she is fine. Also supprised that the event was mostly covered. Trupanion covered 90% of all fees.
5
out of 5
POSTED:
| BY: Joe Horvath
Worth Every Penny...
When I purchased my Boston Terrier, Elliott, I was told that he came with a 30 day free trial of Trupanion, a pet insurance company. Naturally, I laughed. Who has pet insurance? I have had dogs before and surely never needed this type of service. There is a simple form to fill out, and I filed it away with all the other paperwork received.
I took my puppy in for his first round of shots, and the vet said he was a happy healthy puppy. Great! At the end of the visit, the business manager at the vet came in and asked why I haven't enrolled Elliott with the 30 day free trial of pet insurance. I said, "You've seen his report. He's healthy. There's no reason." The business manager said, it's free. Just do it. It takes two minutes. I had reservations. I was afraid of an automatic enrollment after the 30 day free trial, etc, but I enrolled Elliott anyway. It was easy; fill out this paperwork, and the vet did the rest.
After a few weeks, I came back for his second round of shots, and again, I received another healthy progress report. I remarked to the vet, "Good thing I have pet insurance" and went about my day. A week later Elliott and I were playing, and he vomited. Puppies throw up, but something in my head said, this isn't right. He was lethargic. He lost his spunk. I took him into the vet, and they said something was wrong. They couldn't pin point what was exactly wrong, but they gave him a fluid bump, sent him home, and said call us if he vomits a
Monthly cost varies due to multiple factors including: species, breed, age at enrollment, gender, and postal code.
Coverage
One simple plan covers new injuries and illnesses, hereditary, congenital, and chronic conditions—once the deductible is met, Trupanion pays 90% of the remaining invoice.
To view a full list of inclusions and exclusions, check out our sample policy here.
Payout Limits
Unlimited lifetime payouts on eligible conditions with no payout limits-ever.
Deductible
You can choose your deductible from $0 – $1000, in $5 increments, to fit your budget.
Trupanion offers a lifetime, per condition deductible meaning that once the deductible is met for an eligible condition, you never have to meet it again. That condition is covered for life. This is great for chronic conditions that can span the entirety of a pet’s life such as allergies or cancer.
Age Limits
All pets under 14 years old can enroll.
Once enrolled, pets stay insured regardless of age.
Waiting Period
Accidents: 5 days
Illnesses: 30 days
Other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.
Exclusions
Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like:
Examination fees
Wellness and preventive care
Elective, or cosmetic procedures
Sales tax, where applicable
Like all pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early!
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Trupanion was founded in 2000 with the goal to help pet owners plan for the unexpected and take the cost out of the care equation. They believe that the pets—and the veterinary professionals who help them—deserve better. That’s why Trupanion is a proud member of the North American Pet Health Insurance Association.
Our members know we’re ahead of the pack, because there’s pet insurance—then there’s Trupanion:
24/7/365 Member Support—yes, even on holidays
20+ years of experience
$2 Billion paid in claims
Over 800,000 pets protected
Unlimited Payouts
The only provider that can pay your veterinarian directly at checkout*
Accepted everywhere in the USA, Canada, Puerto Rico, and Australia
* At participating hospitals
Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company
