5
out of 5
POSTED: | BY: traci chevraux
Awesome!
As always, Trupanion meet expectations and beyond. I recommend them consistently to pet owners... the best coverage ever. Wish human insurance was this great!
4.8
out of 5
Number of reviews 25,879
Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process.
Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets.
To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month.
1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
5
out of 5
POSTED: | BY: Leed
I love Trupanion!
They have paid over $10,000 for my poor 16 year old chihuahua who has beaten cancer and continues to have to be on pain meds for pain issues. They never give me issues and their claims process is quick and easy. They don't have life time limits. I highly recommend them.
5
out of 5
POSTED: | BY: James
This is the company you can trust
My dog had bladder stone few month ago and needed to do emergency surgery because bladder stone was stuck in the urethra and cause no urine out.company gave me 90% refund of around $2000 soon and no any other question. I am very grateful and it will help me to resolve my finance problem.
This is the pet insurance company you can trust.
5
out of 5
POSTED: | BY: cynthia
you saved me and mama mia thank you
please add bird insurance I have a blue and gold macaw and my friends all own alot of birds sure could use insurance as these birds cost alot to purchase and deserve coverage thank you and my dog thanks you Its like you are family to us and when I call you are caring and right on the ball happy and healthy holiday mama mia and her mom
5
out of 5
POSTED: | BY: Rascal
Trupanion Exceeded My Expectations!
After experiencing two minor seizures I took Rascal to the vet to be examined. After numerous tests he went home to wait for the results. Two days later Rascal had a few more seizures and started vomiting. The vet had me take him immediately to the emergency hospital where he stayed three days and underwent additional tests. Thanks to Trupanion Rascal is home safely and doing well. With Trupanion behind us I did not worry at all about the costs. Moreover, Trupanion processed the claims in less than five days. Thank you very much Trupanion!!
Monthly Cost
Monthly cost varies due to multiple factors including: species, breed, age at enrollment, gender, and postal code.
Coverage
One simple plan covers new injuries and illnesses, hereditary, congenital, and chronic conditions—once the deductible is met, Trupanion pays 90% of the remaining invoice.
To view a full list of inclusions and exclusions, check out our sample policy here.
Payout Limits
Unlimited lifetime payouts on eligible conditions with no payout limits-ever.
Deductible
You can choose your deductible from $0 – $1000, in $5 increments, to fit your budget.
Trupanion offers a lifetime, per condition deductible meaning that once the deductible is met for an eligible condition, you never have to meet it again. That condition is covered for life. This is great for chronic conditions that can span the entirety of a pet’s life such as allergies or cancer.
Age Limits
All pets under 14 years old can enroll.
Once enrolled, pets stay insured regardless of age.
Waiting Period
Accidents: 5 days
Illnesses: 30 days
Other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.
Exclusions
Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like:
Examination fees
Wellness and preventive care
Elective, or cosmetic procedures
Sales tax, where applicable
Like all pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early!
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Trupanion was founded in 2000 with the goal to help pet owners plan for the unexpected and take the cost out of the care equation. They believe that the pets—and the veterinary professionals who help them—deserve better. That’s why Trupanion is a proud member of the North American Pet Health Insurance Association.
Our members know we’re ahead of the pack, because there’s pet insurance—then there’s Trupanion:
24/7/365 Member Support—yes, even on holidays
20+ years of experience
$2 Billion paid in claims
Over 800,000 pets protected
Unlimited Payouts
The only provider that can pay your veterinarian directly at checkout*
Accepted everywhere in the USA, Canada, Puerto Rico, and Australia
* At participating hospitals
Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company