Trupanion Canada | Pet Insurance Review

4.8

out of 5

Number of reviews 25,879

Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process. Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets. To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month. 1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy. *Terms and conditions apply. Please view your sample policy for complete coverage details. Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
5

out of 5

POSTED: | BY: Crystal Ragan

Amazing customer service and care!

I have never had insurance on my pets. After speaking with some friends, Trupanion was recommended. They were amazing, caring, responsive. Absolutely perfect!
5

out of 5

POSTED: | BY: Bob

so pleased!

Your staff is always gracious and helpful
5

out of 5

POSTED: | BY: Faye Woodruff

My first time with pet ins. has been great.

My baby had TPLO surgery 2-23-16. I have been a nervous wreck, and the Trupanion Family have been awesome. My claim has been handled very quickly and all the times I have called everyone have very professional and very helpful. I work in a Vet. clinic and tell everyone about the need for pet ins. I never thought I would ever have to use it. It has been worth every penny. Thank you so much for all your help and providing insurance for my four legged baby.
1

out of 5

POSTED: | BY: Jana Sleight

I am SO disappointed! I would never get Trupanion

I had VPI for 14 years and they cover SO much! 90%with $250 deducible. Trupanion doesn't cover wellness visits and we have a new puppy which costs WAY more that $250! WIth shots/neutering/checkups and MORE ADD UP! VPI covers ALL OF THAT!!! For $20 more per month VPI/NATIONWIDE covers 90% of everything--wellness or sickness. I am personally SO upset I chose this Pet Insurance for my puppy! I thought since we are from Seattle and it's a local company I would support it! BIGGEST MISTAKE!!!! My VET has a TRUPANION sign at their front desk so I signed up! Biggest mistake! They will hopefully be warning clients-- unless you want to pay $50 just in case your animal gets really sick, or $60 for wellness PLUS sickness. You can make a better choice elsewhere!
5

out of 5

POSTED: | BY: CAROLINE

Trupanion is Excellent

The company goes above and beyond to help resolve claims!I highly recommend them to other pet owners!! The best pet insurance and aleves the worry about getting our pet taken care of. All representatives are very helpful and knowledgeable.

Monthly Cost

Monthly cost varies due to multiple factors including: species, breed, age at enrollment, gender, and postal code.

Coverage

One simple plan covers new injuries and illnesses, hereditary, congenital, and chronic conditions—once the deductible is met, Trupanion pays 90% of the remaining invoice. To view a full list of inclusions and exclusions, check out our sample policy here.

Payout Limits

Unlimited lifetime payouts on eligible conditions with no payout limits-ever.

Deductible

You can choose your deductible from $0 – $1000, in $5 increments, to fit your budget. Trupanion offers a lifetime, per condition deductible meaning that once the deductible is met for an eligible condition, you never have to meet it again. That condition is covered for life. This is great for chronic conditions that can span the entirety of a pet’s life such as allergies or cancer.

Age Limits

All pets under 14 years old can enroll. Once enrolled, pets stay insured regardless of age.

Waiting Period

Accidents: 5 days Illnesses: 30 days Other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.

Exclusions

Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like: Examination fees Wellness and preventive care Elective, or cosmetic procedures Sales tax, where applicable Like all pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early! *Terms and conditions apply. Please view your sample policy for complete coverage details.  
Trupanion was founded in 2000 with the goal to help pet owners plan for the unexpected and take the cost out of the care equation. They believe that the pets—and the veterinary professionals who help them—deserve better. That’s why Trupanion is a proud member of the North American Pet Health Insurance Association. Our members know we’re ahead of the pack, because there’s pet insurance—then there’s Trupanion: 24/7/365 Member Support—yes, even on holidays 20+ years of experience $2 Billion paid in claims Over 800,000 pets protected Unlimited Payouts The only provider that can pay your veterinarian directly at checkout* Accepted everywhere in the USA, Canada, Puerto Rico, and Australia * At participating hospitals Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company  

Get a quote today

Leave a review