5
out of 5
POSTED: | BY: Roxy
Blockage lower intestine
Roxy had an intestinal blockage, was treated by Dr Tumang. Great results. Roxy is happy now.
4.8
out of 5
Number of reviews 25,882
Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process.
Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets.
To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month.
1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
5
out of 5
POSTED: | BY: Emily Bowers,
Trupanion saved my dog!
I have a 2 year old chocolate lab and I had stepped out of the house for just a few minutes and I came back to find that my dog had eaten her body weight in dog food. Silly me, I had forgotten that I had left the open bag on the floor. Thankfully I am a veterinary technician and know the signs of bloat and recognized them right away. I called my vet and took her to the hospital right away. Radiographs confirmed what I had suspected, food bloat! My vet recommened that I take her over to the ER for at least overnight care/monitoring. Once at the ER they gave me 2 options, overnight monitoring with frequent walks or pump her stomach. I chose to just have her monitored since she was stable. The next morning I went to pick her up and she had done great! The techs and DR's at the ER gave her amazing care. None of this would have been at all possible without Trupanion! I now recommend this insurance company above all others! It's so easy to submit your claim and you find out within minutes what they will cover and what you will pay out of pocket. Trupanion saved my dog!
4
out of 5
POSTED: | BY: Gladys Evelyn
Helpful Insurance Agent explaining the Claim
I phoned to ask about cost of tests that the vet said Charlie might need if the problem persisted. The insurance agent explained what the estimated cost would be and he told me about getting the test pre-approved because the test was expensive. Lucky, for us Charlie got better but we now know what to do if the problem arises again.
5
out of 5
POSTED: | BY: Ryan Kandasamiar
Amazing
Very good service, on the phone or via email for claims!
5
out of 5
POSTED: | BY: Arlene Shapiro
Warm, caring lifesaver!
My dog had a severe allergic reaction to accidently ingested peanuts and stopped breathing! We rushed him to our vet who ran inside with him to attempt resussitation. After the 20 longest minutes of our life, she returned him to us. But his breathing was labored. She advised us that he needed overnight care at the local, (extraordinarily expensive) Animal Hospital in case he stopped breathing again. In view of the expense, she also suggested we could stay up all night with him, offering to show us how to resusitate him. We knew we could afford the safest, best treatment because we had the best pet insurance in the world: TruePanion. Not only did you respond promptly to claims filed by both our vet and the animal hospital, saving us from financial hardship, but he did stop breathing again during the night, so you helped to save his life, by allowing us to pursue the best medical care for the love of our life! Thank you Trupanion. We love you.
Monthly Cost
Monthly cost varies due to multiple factors including: species, breed, age at enrollment, gender, and postal code.
Coverage
One simple plan covers new injuries and illnesses, hereditary, congenital, and chronic conditions—once the deductible is met, Trupanion pays 90% of the remaining invoice.
To view a full list of inclusions and exclusions, check out our sample policy here.
Payout Limits
Unlimited lifetime payouts on eligible conditions with no payout limits-ever.
Deductible
You can choose your deductible from $0 – $1000, in $5 increments, to fit your budget.
Trupanion offers a lifetime, per condition deductible meaning that once the deductible is met for an eligible condition, you never have to meet it again. That condition is covered for life. This is great for chronic conditions that can span the entirety of a pet’s life such as allergies or cancer.
Age Limits
All pets under 14 years old can enroll.
Once enrolled, pets stay insured regardless of age.
Waiting Period
Accidents: 5 days
Illnesses: 30 days
Other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.
Exclusions
Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like:
Examination fees
Wellness and preventive care
Elective, or cosmetic procedures
Sales tax, where applicable
Like all pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early!
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Trupanion was founded in 2000 with the goal to help pet owners plan for the unexpected and take the cost out of the care equation. They believe that the pets—and the veterinary professionals who help them—deserve better. That’s why Trupanion is a proud member of the North American Pet Health Insurance Association.
Our members know we’re ahead of the pack, because there’s pet insurance—then there’s Trupanion:
24/7/365 Member Support—yes, even on holidays
20+ years of experience
$2 Billion paid in claims
Over 800,000 pets protected
Unlimited Payouts
The only provider that can pay your veterinarian directly at checkout*
Accepted everywhere in the USA, Canada, Puerto Rico, and Australia
* At participating hospitals
Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company