Spot | Pet Insurance Review

4.7

out of 5

Number of reviews 6,456

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.0
  • 2.9
  • 4.7
  • Count
  • 1
  • 11
  • 6,456

Updated: May 29, 2024

Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.Ā  This is especially important at a time when vet care is becoming more expensive each year. Spotā€™s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of todayā€™s pet care, having Spot in your corner is helpful for your petā€™s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatmentā€”even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peaceĀ of mind of having Spot Pet Insurance.
5

out of 5

POSTED: | BY: Mark Geoffroy

Very easy to apply.reasonablychewy and Macky's dadprice d

Very easy to apply.reasonably price d
5

out of 5

POSTED: | BY: Susan Pack

Since choosing SPOT for my Goldenā€¦

Since choosing SPOT for my Golden Retriever ( Millie) pet insurance I am very confident we will be pleased with the service that SPOT offers. SPOT has reached out to welcome us into their pack by texting and emailing many welcoming messages offering help! We have even received a phone call from a representative offering to answer any questions and help!!! So far Millie and I are tail wagging happy and offering back high paws šŸ¾ for SPOT pet insurance.. thank you so much Susan and Millie Pack
1

out of 5

POSTED: | BY: lameana nottingham

simply not worth the expense

1- iā€™m not allowed to add preventive care until a year from now (sep 7th 2024) 2- i have to file a claim instead of just being able to use it like regular insurance and have no guarantees of getting my money back 3- on the app it refuses to show me what all is covered by her insurance and only shows what isnā€™t covered 4- itā€™s just not a good insurance policy to be dealing with and i will not be renewing or paying another month of this, i will find better for my kitty baby
4

out of 5

POSTED: | BY: Myken Mayberry

I was given the appropriate informationā€¦

I was given the appropriate information to answer my questions.
5

out of 5

POSTED: | BY: Anna Lee Melton

I had a phenomenal experience with Spotā€¦

I had a phenomenal experience with Spot Pet Insurance! They were extremely helpful and accommodating to my needs. Would use again!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250, $500, $750 or $1000 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. Spot Pet Insurance has two Preventive Care plans that can be added to help cover a petā€™s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available. for a full list of exclusions visitĀ spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets. Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)

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