Spot | Pet Insurance Review

4.6

out of 5

Number of reviews 7,128

Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5

out of 5

POSTED: | BY: Guilherme

I have been a Spot Pet Insurance…

I have been a Spot Pet Insurance customer for over 8 months now, and I am very happy with their service. I have one dog the name Bella a German Shepperd she has a heart issues. The coverage is very comprehensive and affordable, and it gives me peace of mind knowing that my dogs are protected from any unexpected health issues. The enrollment process was quick and easy, and the claims process was smooth and fast. I submitted a claim online and I received the reimbursement within a week. Overall, I would highly recommend Spot Pet Insurance to anyone who loves their pets and wants to provide them with the best care possible.
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5

out of 5

POSTED: | BY: Fran

Acknowledged vet bill immediately

Acknowledged vet bill immediately. Conveyed same info to consumer quickly. Kept consumer informed as to when reimbursement amount would occur and form of payment.
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1

out of 5

POSTED: | BY: Jennifer Miller

Can never eat the app to work to submit…

Can never eat the app to work to submit claims
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1

out of 5

POSTED: | BY: Robert Carrasco

Spot is just good at getting my money

Spot is just good at getting my money. But not covering my Pets medical needs. I don't want to trash my $$$
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4

out of 5

POSTED: | BY: Arsalan Motamen

Spot Pet

Spot Pet, it has been great from the time we purchased coverage for our dog all the thru. putting the Claim in up to now. Excellent company and customer service.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250, $500, $750 or $1000 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available. for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance detail
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets. Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)
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