5
out of 5
POSTED: | BY: Amrita Nat-Booter
Claim submitting online makes it very…
Claim submitting online makes it very easy and fast.
Read more on Trustpilot
4.7
out of 5
Number of reviews 6,474
Updated: May 29, 2024
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
1
out of 5
POSTED: | BY: nhv
GO ANYWHERE ELSE
Horrible company. My cat passed away earlier this week and luckily I was able to pay all of the costs but they denied every claim and their reason was “your claim wasn’t eligible for coverage” but I purchased the accident and illness coverage. We took him to the ER because he had 2 mini episodes of what looked like seizures back to back and we weren’t going to risk it progressing into anything else. My cat was diagnosed with HCM and never in his short life showed ANY symptoms of that condition. Unfortunately that is why it’s known as the “silent killer”. Also, no emails explaining in depth why it was denied. Not a pre-existing condition and was never seen for anything related to this. If I can’t trust you guys during this time, what makes you think I’d trust this rotten company with my other pets. The fake reviews are also such a red flag. Please, all pet parents, go ANYWHERE else but this company. I also called the company that handles the underwriting for them and their representative told me multiple times they had no record whatsoever on the claim that was supposedly sent by Spot.
5
out of 5
POSTED: | BY: Danielle DiBonaventura
SPOT is priced right, they have great options tailored to consumer needs!
SPOT is just right for my dog's health! I've had over 40 dog's throughout my lifetime. I'd not purchased pet insurance in the past.
I have one dog presently. I feel fortunate that I signed on with SPOT! With the crash of America's economy, I'm relieved that i spent money to save money long term. After an extensive investigation of pet insurance companies, I continually went back to SPOT.
PRICED RIGHT, GREAT OPTIONS TO TAILOR TO CONSUMER NEEDS!
I have and will continue to recommended SPOT Insurance!
Signed,
A HAPPY Client and Shih Tzu!
5
out of 5
POSTED: | BY: Lucie Turco
It is very easy to submit and track a…
It is very easy to submit and track a claim.
5
out of 5
POSTED: | BY: Prashant Singh
Easy and convenient claiming process.
Easy and convenient claiming process.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)