5
out of 5
POSTED: | BY: Peter Bennett
Easy Claims
The process for filing a claim was extremely easy and the CS experience is awesome.
Read more on Trustpilot
4.7
out of 5
Number of reviews 6,491
Updated: May 29, 2024
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Michele
Customer service reps were very…
Customer service reps were very informative and helpful
So far so good
4
out of 5
POSTED: | BY: Barry Collodi
Mike claims are processed quickly
Mike claims are processed quickly. I get good value for the price. When I have questions, customer service is time Helpful, and professional
5
out of 5
POSTED: | BY: Lesa Gibson
I have Spot insurance for my Shinpoo…
I have Spot insurance for my Shinpoo and it has been wonderful to pay the cost I have in my coverage. I feel good having insurance on my dog for all her needs. They send your money back fast after you submit your claim. I not had any problems at all. The best insurance you can have on your fur babies.
5
out of 5
POSTED: | BY: Natasha Foster
Patient and helpful
Wasn’t sure exactly what I was doing to submit the claim called the assistance number and the person was very helpful. Told me exactly what to do. Got a quick response and got the assistance that I needed and they paid back the portion of the bill that I thought they would as they fully explained everything when I signed Baby Bee up. With everything she has been through I have learned the animals need insurance just as much as the people in the family!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)